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Rural ResidenceResidential
$2,062,940$444 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,200,000 on Jul 22, 2019

649 SPIVEY RD

RINGGOLD, GA 30736
6
Baths
4,648 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
77.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
11
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$2.1M
$1.8M low$2.3M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,200,000 · Jul 22, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,102,940
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$882,352
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.46%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$960,000
NEW AMERICAN FNDG · 3.625% 1 · recorded Sep 9, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,519 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$606,687 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$152,780
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$453,907
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$616,420
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,516,717

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyCatoosa
Lot (acres)The size of the land the home sits on, from county records.77.26
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 552 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Tiger Creek Elementary SchoolA-
Elementary · Grades PK–5 · 3.6 mi
M
Ringgold Middle SchoolA-
Middle · Grades 6–8 · 4.6 mi
H
Ringgold High SchoolB-
High · Grades 9–12 · 4.7 mi

District: Catoosa County School District

Neighborhood · ZIP 30736These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.146

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.45,340
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.356 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,951
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,992
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

649 Spivey Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Ringgold 30736
  • Among the highest price per square foot in Ringgold 30736
  • Among the largest homes in Ringgold 30736
  • Among the largest lots in Ringgold 30736

What homes are worth in Ringgold 30736

Each bar is how many homes fall in that price range. The marker is this home.

This home
$123K$815K

This home is worth more than almost all homes in Ringgold 30736.

How it measures up in Ringgold 30736

The dot is this home. The mark in the middle is the typical home in Ringgold 30736.

Estimated value$2,062,940
CheaperTypical $320,685Pricier

Pricier than almost all homes nearby

Price per ft²$444
CheaperTypical $198Pricier

Pricier than almost all homes nearby

Living area4,648 ft²
SmallerTypical 1,596 ft²Bigger

Bigger than almost all homes nearby

Lot size77.26 ac
SmallerTypical 0.57 acBigger

Bigger than almost all homes nearby

Year built1993
OlderTypical 1994Newer

Newer than 49% of homes nearby

How 649 Spivey Rd ranks against every home in each area.
MeasureThis homeRinggold 30736Catoosa County
Estimated valuepricier than$2,062,940almost all homesalmost all homes
Price per ft²pricier than$444almost all homesalmost all homes
Living areabigger than4,648 ft²almost all homesalmost all homes
Lot sizebigger than77.26 acalmost all homesalmost all homes
Year builtnewer than199349% of homes52% of homes

About 649 Spivey Rd

How much is 649 Spivey Rd, Ringgold, GA worth?

The TopHap Estimate for 649 Spivey Rd, Ringgold, GA is $2,062,940 as of Jul 14, 2026. The likely range is $1,838,206 to $2,287,674. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 649 Spivey Rd, Ringgold, GA last sell?

649 Spivey Rd, Ringgold, GA last sold on Jul 22, 2019 for $1,200,000, according to the county's recorded deed.

How big is 649 Spivey Rd, Ringgold, GA?

649 Spivey Rd, Ringgold, GA has 6 bathrooms, 4,648 square feet of living space and a 77.26-acre lot.

When was 649 Spivey Rd, Ringgold, GA built?

649 Spivey Rd, Ringgold, GA was built in 1993, making it 33 years old. The building has 3 stories.

What schools serve 649 Spivey Rd, Ringgold, GA?

649 Spivey Rd, Ringgold, GA is assigned to Tiger Creek Elementary School (elementary), rated A-; Ringgold Middle School (middle), rated A-; Ringgold High School (high), rated B-. All sit in Catoosa County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 649 Spivey Rd, Ringgold, GA compare to other homes in Ringgold 30736?

Among the 15,824 homes in Ringgold 30736, it is worth more than almost all of them ($2,062,940 against a typical $320,685), its price per square foot is higher than almost all of them ($444 against a typical $198), it is bigger than almost all of them (4,648 ft² against a typical 1,596 ft²), its lot is bigger than almost all of them (77.26 ac against a typical 0.57 ac) and it is newer than 49% of them (1993 against a typical 1994). Measured against all of Catoosa County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 649 Spivey Rd, Ringgold, GA?

The 2025 property tax bill for 649 Spivey Rd, Ringgold, GA was $11,519. The county assessed it at $606,687.

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Closest homes

More homes in Ringgold 30736

Assigned schools

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