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CondominiumResidential
$484,962$429 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $500,000 on Aug 12, 2022

65 COTTAGE ST

MELROSE, MA 02176
Building report
2
Beds
1
Baths
1,130 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$485K
$461K low$509K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$500,000 · Aug 12, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,561 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$484,800 (2026)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$484,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$533,161

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
51
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyMIDDLESEX
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Steam
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lincoln Elementary SchoolA-
Elementary · Grades KG–5 · 0.1 mi
M
Melrose Veterans Memorial Middle SchoolB+
Middle · Grades 6–8 · 0.8 mi
H
Melrose High SchoolA-
High · Grades 9–12 · 0.8 mi

District: Melrose School District

Neighborhood · ZIP 02176These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.29,986
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6,427 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$127,610
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$148,943
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

65 Cottage St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Melrose 02176
  • Costs less per square foot than 84% of homes in Wyoming
  • Smaller than 89% of homes in Melrose 02176
  • Older than 85% of homes in Middlesex County

What homes are worth in Melrose 02176

Each bar is how many homes fall in that price range. The marker is this home.

This home
$337K$1.6M

This home is worth more than 7% of homes in Melrose 02176.

How it measures up in Melrose 02176

The dot is this home. The mark in the middle is the typical home in Melrose 02176.

Estimated value$484,962
CheaperTypical $883,528Pricier

Pricier than 7% of homes nearby

Price per ft²$429
CheaperTypical $484Pricier

Pricier than 21% of homes nearby

Living area1,130 ft²
SmallerTypical 1,882 ft²Bigger

Bigger than 11% of homes nearby

Year built1900
OlderTypical 1925Newer

Newer than 34% of homes nearby

How 65 Cottage St ranks against every home in each area.
MeasureThis homeWyomingMelrose 02176Middlesex County
Estimated valuepricier than$484,96216% of homes7% of homes14% of homes
Price per ft²pricier than$42916% of homes21% of homes42% of homes
Living areabigger than1,130 ft²18% of homes11% of homes16% of homes
Year builtnewer than190053% of homes34% of homes15% of homes

About 65 Cottage St

How much is 65 Cottage St, Melrose, MA worth?

The TopHap Estimate for 65 Cottage St, Melrose, MA is $484,962 as of Sep 24, 2026. The likely range is $460,594 to $509,330. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 65 Cottage St, Melrose, MA last sell?

65 Cottage St, Melrose, MA last sold on Aug 12, 2022 for $500,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 65 Cottage St, Melrose, MA?

65 Cottage St, Melrose, MA has 2 bedrooms, 1 bathrooms and 1,130 square feet of living space.

When was 65 Cottage St, Melrose, MA built?

65 Cottage St, Melrose, MA was built in 1900, making it 126 years old. It is a condo/apartment home. The building has 2 stories.

What schools serve 65 Cottage St, Melrose, MA?

65 Cottage St, Melrose, MA is assigned to Lincoln Elementary School (elementary), rated A-; Melrose Veterans Memorial Middle School (middle), rated B+; Melrose High School (high), rated A-. All sit in Melrose School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 65 Cottage St, Melrose, MA compare to other homes in Melrose 02176?

Among the 8,581 homes in Melrose 02176, it is worth more than 7% of them ($484,962 against a typical $883,528), its price per square foot is higher than 21% of them ($429 against a typical $484), it is bigger than 11% of them (1,130 ft² against a typical 1,882 ft²) and it is newer than 34% of them (1900 against a typical 1925). Measured against all of Middlesex County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 65 Cottage St, Melrose, MA?

The 2026 property tax bill for 65 Cottage St, Melrose, MA was $5,561. The county assessed it at $484,800.

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