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Single Family ResidenceResidential
$86,733$51 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $10,000 on May 17, 2016

65 RACE ST

MONTICELLO, KY 42633
3
Beds
1
Baths
1,690 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$87K
$78K low$95K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$10,000 · May 17, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$77,733
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$62,186
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.9%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$9,000
MONTICELLO BANKING CO · recorded May 17, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$59 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$55,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$40,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$55,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWayne
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Space
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 130 ft²Porch · 160 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bell Elementary School
Elementary · Grades 1–2 · 0.9 mi
H
Wayne County High SchoolD+
High · Grades 9–12 · 1.0 mi
M
Wayne County Middle SchoolD+
Middle · Grades 6–8 · 1.0 mi

District: Wayne County School District

Neighborhood · ZIP 42633These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.122
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.29%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.19,076
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.41 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,105
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,307
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

65 Race St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Monticello 42633
  • Costs less per square foot than 91% of homes in Monticello 42633
  • Bigger than 79% of homes in Monticello 42633
  • Has a smaller lot than 95% of homes in Monticello 42633
  • Older than 79% of homes in Monticello 42633

What homes are worth in Monticello 42633

Each bar is how many homes fall in that price range. The marker is this home.

This home
$20K$461K

This home is worth more than 29% of homes in Monticello 42633.

How it measures up in Monticello 42633

The dot is this home. The mark in the middle is the typical home in Monticello 42633.

Estimated value$86,733
CheaperTypical $131,632Pricier

Pricier than 29% of homes nearby

Price per ft²$51
CheaperTypical $103Pricier

Pricier than 9% of homes nearby

Living area1,690 ft²
SmallerTypical 1,216 ft²Bigger

Bigger than 79% of homes nearby

Lot size0.2 ac
SmallerTypical 1.01 acBigger

Bigger than 5% of homes nearby

Year built1956
OlderTypical 1978Newer

Newer than 21% of homes nearby

How 65 Race St ranks against every home in each area.
MeasureThis homeMonticello 42633
Estimated valuepricier than$86,73329% of homes
Price per ft²pricier than$519% of homes
Living areabigger than1,690 ft²79% of homes
Lot sizebigger than0.2 ac5% of homes
Year builtnewer than195621% of homes

About 65 Race St

How much is 65 Race St, Monticello, KY worth?

The TopHap Estimate for 65 Race St, Monticello, KY is $86,733 as of Jul 14, 2026. The likely range is $78,494 to $94,972. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 65 Race St, Monticello, KY last sell?

65 Race St, Monticello, KY last sold on May 17, 2016 for $10,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 65 Race St, Monticello, KY?

65 Race St, Monticello, KY has 3 bedrooms, 1 bathrooms, 1,690 square feet of living space and a 0.20-acre lot.

When was 65 Race St, Monticello, KY built?

65 Race St, Monticello, KY was built in 1956, making it 70 years old. The building has 1 story.

What schools serve 65 Race St, Monticello, KY?

65 Race St, Monticello, KY is assigned to Bell Elementary School (elementary); Wayne County High School (high), rated D+; Wayne County Middle School (middle), rated D+. All sit in Wayne County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 65 Race St, Monticello, KY compare to other homes in Monticello 42633?

Among the 9,406 homes in Monticello 42633, it is worth more than 29% of them ($86,733 against a typical $131,632), its price per square foot is higher than 9% of them ($51 against a typical $103), it is bigger than 79% of them (1,690 ft² against a typical 1,216 ft²), its lot is bigger than 5% of them (0.2 ac against a typical 1.01 ac) and it is newer than 21% of them (1956 against a typical 1978). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 65 Race St, Monticello, KY?

The 2025 property tax bill for 65 Race St, Monticello, KY was $59. The county assessed it at $55,000.

Closest homes

More homes in Monticello 42633

Assigned schools

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