Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$608,173$219 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $175,000 on Sep 14, 2006

65 RIDGE TERRACE LN

HARTWELL, GA 30643
2 / 1
Baths
2,774 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.7 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$608K
$543K low$673K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$175,000 · Sep 14, 2006
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$267,673
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$214,138
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.52%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$340,500
TAYLOR BEAN WHITAKER MORTGAGE CORP · recorded Jun 11, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,980 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$216,232 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$116,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$100,232
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$219,678
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$540,580

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.84 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHart
Lot (acres)The size of the land the home sits on, from county records.1.70
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 568 ft²Porch · 108 ft²Boat access

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Hart County Middle SchoolB
Middle · Grades 6–8 · 2.7 mi
H
Hart County High SchoolB+
High · Grades 9–12 · 2.9 mi
E
Hartwell Elementary SchoolB
Elementary · Grades PK–5 · 3.0 mi

District: Hart County School District

Neighborhood · ZIP 30643These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.17,310
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.129 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,195
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,545
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

65 Ridge Terrace Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Hart County
  • Costs more per square foot than 66% of homes in Hart County
  • Bigger than 87% of homes in Hart County
  • Has a bigger lot than 73% of homes in Hartwell 30643

What homes are worth in Hartwell 30643

Each bar is how many homes fall in that price range. The marker is this home.

This home
$65K$1.3M

This home is worth more than 80% of homes in Hartwell 30643.

How it measures up in Hartwell 30643

The dot is this home. The mark in the middle is the typical home in Hartwell 30643.

Estimated value$608,173
CheaperTypical $306,377Pricier

Pricier than 80% of homes nearby

Price per ft²$219
CheaperTypical $184Pricier

Pricier than 63% of homes nearby

Living area2,774 ft²
SmallerTypical 1,581 ft²Bigger

Bigger than 86% of homes nearby

Lot size1.7 ac
SmallerTypical 0.93 acBigger

Bigger than 73% of homes nearby

Year built1987
OlderTypical 1987Newer

Newer than 51% of homes nearby

How 65 Ridge Terrace Ln ranks against every home in each area.
MeasureThis homeHartwell 30643Hart County
Estimated valuepricier than$608,17380% of homes81% of homes
Price per ft²pricier than$21963% of homes66% of homes
Living areabigger than2,774 ft²86% of homes87% of homes
Lot sizebigger than1.7 ac73% of homes65% of homes
Year builtnewer than198751% of homes50% of homes

About 65 Ridge Terrace Ln

How much is 65 Ridge Terrace Ln, Hartwell, GA worth?

The TopHap Estimate for 65 Ridge Terrace Ln, Hartwell, GA is $608,173 as of Jul 14, 2026. The likely range is $542,891 to $673,455. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 65 Ridge Terrace Ln, Hartwell, GA last sell?

65 Ridge Terrace Ln, Hartwell, GA last sold on Sep 14, 2006 for $175,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 65 Ridge Terrace Ln, Hartwell, GA?

65 Ridge Terrace Ln, Hartwell, GA has 2 bathrooms, 2,774 square feet of living space and a 1.70-acre lot.

When was 65 Ridge Terrace Ln, Hartwell, GA built?

65 Ridge Terrace Ln, Hartwell, GA was built in 1987, making it 39 years old. The building has 1 story.

What schools serve 65 Ridge Terrace Ln, Hartwell, GA?

65 Ridge Terrace Ln, Hartwell, GA is assigned to Hart County Middle School (middle), rated B; Hart County High School (high), rated B+; Hartwell Elementary School (elementary), rated B. All sit in Hart County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 65 Ridge Terrace Ln, Hartwell, GA compare to other homes in Hartwell 30643?

Among the 8,316 homes in Hartwell 30643, it is worth more than 80% of them ($608,173 against a typical $306,377), its price per square foot is higher than 63% of them ($219 against a typical $184), it is bigger than 86% of them (2,774 ft² against a typical 1,581 ft²), its lot is bigger than 73% of them (1.7 ac against a typical 0.93 ac) and it is newer than 51% of them (1987 against a typical 1987). Measured against all of Hart County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 65 Ridge Terrace Ln, Hartwell, GA?

The 2025 property tax bill for 65 Ridge Terrace Ln, Hartwell, GA was $2,980. The county assessed it at $216,232.

Closest homes

More homes in Hartwell 30643

Assigned schools

Explore the area

See this home in context

Open 65 Ridge Terrace Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map