Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$400,087$250 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

650 PHANIEL CHURCH RD

ROCKWELL, NC 28138
2
Baths
1,600 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
81.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$400K
$349K low$451K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,590 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$237,352 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$72,320
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$165,032
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$237,352
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$237,352

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.25
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyROWAN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.81.13
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 98 ft²Porch · 128 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Jesse Carson High SchoolB-
High · Grades 9–12 · 2.8 mi
E
Shive Elementary SchoolB-
Elementary · Grades PK–5 · 4.1 mi
M
China Grove Middle SchoolD+
Middle · Grades 6–8 · 4.5 mi

District: Rowan-Salisbury Schools

Neighborhood · ZIP 28138These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.11,756
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.269 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,894
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,413
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

650 Phaniel Church Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Rowan County
  • Costs more per square foot than 91% of homes in Rowan County
  • Among the largest lots in Rockwell 28138

What homes are worth in Rockwell 28138

Each bar is how many homes fall in that price range. The marker is this home.

This home
$40K$872K

This home is worth more than 80% of homes in Rockwell 28138.

How it measures up in Rockwell 28138

The dot is this home. The mark in the middle is the typical home in Rockwell 28138.

Estimated value$400,087
CheaperTypical $258,449Pricier

Pricier than 80% of homes nearby

Price per ft²$250
CheaperTypical $168Pricier

Pricier than 89% of homes nearby

Living area1,600 ft²
SmallerTypical 1,638 ft²Bigger

Bigger than 47% of homes nearby

Lot size81.13 ac
SmallerTypical 1.07 acBigger

Bigger than almost all homes nearby

Year built1993
OlderTypical 1991Newer

Newer than 54% of homes nearby

How 650 Phaniel Church Rd ranks against every home in each area.
MeasureThis homeRockwell 28138Rowan County
Estimated valuepricier than$400,08780% of homes82% of homes
Price per ft²pricier than$25089% of homes91% of homes
Living areabigger than1,600 ft²47% of homes51% of homes
Lot sizebigger than81.13 acalmost all homesalmost all homes
Year builtnewer than199354% of homes61% of homes

About 650 Phaniel Church Rd

How much is 650 Phaniel Church Rd, Rockwell, NC worth?

The TopHap Estimate for 650 Phaniel Church Rd, Rockwell, NC is $400,087 as of Sep 24, 2026. The likely range is $349,064 to $451,110. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 650 Phaniel Church Rd, Rockwell, NC last sell?

650 Phaniel Church Rd, Rockwell, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 650 Phaniel Church Rd, Rockwell, NC?

650 Phaniel Church Rd, Rockwell, NC has 2 bathrooms, 1,600 square feet of living space and a 81.13-acre lot.

When was 650 Phaniel Church Rd, Rockwell, NC built?

650 Phaniel Church Rd, Rockwell, NC was built in 1993, making it 33 years old. The building has 1 story.

What schools serve 650 Phaniel Church Rd, Rockwell, NC?

650 Phaniel Church Rd, Rockwell, NC is assigned to Jesse Carson High School (high), rated B-; Shive Elementary School (elementary), rated B-; China Grove Middle School (middle), rated D+. All sit in Rowan-Salisbury Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 650 Phaniel Church Rd, Rockwell, NC compare to other homes in Rockwell 28138?

Among the 4,257 homes in Rockwell 28138, it is worth more than 80% of them ($400,087 against a typical $258,449), its price per square foot is higher than 89% of them ($250 against a typical $168), it is bigger than 47% of them (1,600 ft² against a typical 1,638 ft²), its lot is bigger than almost all of them (81.13 ac against a typical 1.07 ac) and it is newer than 54% of them (1993 against a typical 1991). Measured against all of Rowan County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 650 Phaniel Church Rd, Rockwell, NC?

The 2026 property tax bill for 650 Phaniel Church Rd, Rockwell, NC was $1,590. The county assessed it at $237,352.

More homes on Phaniel Church Rd

Closest homes

More homes in Rockwell 28138

Assigned schools

Explore the area

See this home in context

Open 650 Phaniel Church Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map