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Planned Unit Development (Pud)Residential
$643,384$167 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $141,900 on Sep 10, 2004

6509 RIVER SPRING CV

MEMPHIS, TN 38120
4
Beds
3.5
Baths
3,842 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$643K
$607K low$679K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$141,900 · Sep 10, 2004
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$313,384
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$250,707
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.52%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$250,000
FIRST TENNESSEE BANK NATIONAL · recorded May 29, 2007
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$80,000
FIRST TN BK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,035 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$158,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,825
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$139,675
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$111,975
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$634,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
38
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Planned Unit Development (Pud)
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySHELBY
Lot (acres)The size of the land the home sits on, from county records.0.26
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 156 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ridgeway Middle SchoolD+
Middle · Grades 6–8 · 2.9 mi
E
Balmoral-Ridgeway Elementary SchoolB-
Elementary · Grades KG–5 · 3.0 mi
H
White Station High SchoolA
High · Grades 9–12 · 3.4 mi

District: Memphis-Shelby County Schools

Neighborhood · ZIP 38120These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.61
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.242

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.37%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.13,160
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,377 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$136,784
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$200,386
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

6509 River Spring Cv measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Shelby County
  • Costs more per square foot than 86% of homes in Shelby County
  • Bigger than 91% of homes in Shelby County
  • Newer than 96% of homes in Memphis 38120

What homes are worth in Memphis 38120

Each bar is how many homes fall in that price range. The marker is this home.

This home
$90K$1.7M

This home is worth more than 77% of homes in Memphis 38120.

How it measures up in Memphis 38120

The dot is this home. The mark in the middle is the typical home in Memphis 38120.

Estimated value$643,384
CheaperTypical $418,386Pricier

Pricier than 77% of homes nearby

Price per ft²$167
CheaperTypical $155Pricier

Pricier than 62% of homes nearby

Living area3,842 ft²
SmallerTypical 2,909 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.26 ac
SmallerTypical 0.32 acBigger

Bigger than 36% of homes nearby

Year built2006
OlderTypical 1973Newer

Newer than 96% of homes nearby

How 6509 River Spring Cv ranks against every home in each area.
MeasureThis homeMemphis 38120Shelby County
Estimated valuepricier than$643,38477% of homes95% of homes
Price per ft²pricier than$16762% of homes86% of homes
Living areabigger than3,842 ft²68% of homes91% of homes
Lot sizebigger than0.26 ac36% of homes59% of homes
Year builtnewer than200696% of homes93% of homes

About 6509 River Spring Cv

How much is 6509 River Spring Cv, Memphis, TN worth?

The TopHap Estimate for 6509 River Spring Cv, Memphis, TN is $643,384 as of Jul 14, 2026. The likely range is $607,471 to $679,297. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 6509 River Spring Cv, Memphis, TN last sell?

6509 River Spring Cv, Memphis, TN last sold on Sep 10, 2004 for $141,900, according to the county's recorded deed.

How big is 6509 River Spring Cv, Memphis, TN?

6509 River Spring Cv, Memphis, TN has 4 bedrooms, 3.5 bathrooms, 3,842 square feet of living space and a 0.26-acre lot.

When was 6509 River Spring Cv, Memphis, TN built?

6509 River Spring Cv, Memphis, TN was built in 2006, making it 20 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 6509 River Spring Cv, Memphis, TN?

6509 River Spring Cv, Memphis, TN is assigned to Ridgeway Middle School (middle), rated D+; Balmoral-Ridgeway Elementary School (elementary), rated B-; White Station High School (high), rated A. All sit in Memphis-Shelby County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 6509 River Spring Cv, Memphis, TN compare to other homes in Memphis 38120?

Among the 5,384 homes in Memphis 38120, it is worth more than 77% of them ($643,384 against a typical $418,386), its price per square foot is higher than 62% of them ($167 against a typical $155), it is bigger than 68% of them (3,842 ft² against a typical 2,909 ft²), its lot is bigger than 36% of them (0.26 ac against a typical 0.32 ac) and it is newer than 96% of them (2006 against a typical 1973). Measured against all of Shelby County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 6509 River Spring Cv, Memphis, TN?

The 2025 property tax bill for 6509 River Spring Cv, Memphis, TN was $4,035. The county assessed it at $158,500.

Closest homes

More homes in Memphis 38120

Assigned schools

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