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Single Family ResidenceResidential
$296,480$131 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

651 SPENCER PL

HOBART, IN 46342
3
Beds
2
Baths
2,256 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$296K
$281K low$312K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,088 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$253,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$38,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$215,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$220,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$253,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
69
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
65
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
41
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLake
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Liberty Elementary SchoolB+
Elementary · Grades 1–5 · 0.8 mi
H
Hobart High SchoolB+
High · Grades 9–12 · 1.9 mi
M
Hobart Middle SchoolB-
Middle · Grades 6–8 · 2.0 mi

District: Hobart School City

Neighborhood · ZIP 46342These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.34,233
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.920 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,550
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,392
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

651 Spencer Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Hobart 46342
  • Costs less per square foot than 74% of homes in Hobart 46342
  • Bigger than 80% of homes in Hobart 46342
  • Newer than 74% of homes in Hobart 46342

What homes are worth in Hobart 46342

Each bar is how many homes fall in that price range. The marker is this home.

This home
$117K$463K

This home is worth more than 74% of homes in Hobart 46342.

How it measures up in Hobart 46342

The dot is this home. The mark in the middle is the typical home in Hobart 46342.

Estimated value$296,480
CheaperTypical $240,468Pricier

Pricier than 74% of homes nearby

Price per ft²$131
CheaperTypical $160Pricier

Pricier than 26% of homes nearby

Living area2,256 ft²
SmallerTypical 1,632 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.21 ac
SmallerTypical 0.22 acBigger

Bigger than 46% of homes nearby

Year built1993
OlderTypical 1962Newer

Newer than 74% of homes nearby

How 651 Spencer Pl ranks against every home in each area.
MeasureThis homeHobart 46342Lake County
Estimated valuepricier than$296,48074% of homes63% of homes
Price per ft²pricier than$13126% of homes37% of homes
Living areabigger than2,256 ft²80% of homes73% of homes
Lot sizebigger than0.21 ac46% of homes54% of homes
Year builtnewer than199374% of homes74% of homes

About 651 Spencer Pl

How much is 651 Spencer Pl, Hobart, IN worth?

The TopHap Estimate for 651 Spencer Pl, Hobart, IN is $296,480 as of Aug 30, 2026. The likely range is $280,999 to $311,961. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 651 Spencer Pl, Hobart, IN last sell?

651 Spencer Pl, Hobart, IN last sold on Feb 27, 2003, according to the county's recorded deed.

How big is 651 Spencer Pl, Hobart, IN?

651 Spencer Pl, Hobart, IN has 3 bedrooms, 2 bathrooms, 2,256 square feet of living space and a 0.21-acre lot.

When was 651 Spencer Pl, Hobart, IN built?

651 Spencer Pl, Hobart, IN was built in 1993, making it 33 years old. The building has 2 stories.

What schools serve 651 Spencer Pl, Hobart, IN?

651 Spencer Pl, Hobart, IN is assigned to Liberty Elementary School (elementary), rated B+; Hobart High School (high), rated B+; Hobart Middle School (middle), rated B-. All sit in Hobart School City. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 651 Spencer Pl, Hobart, IN compare to other homes in Hobart 46342?

Among the 11,561 homes in Hobart 46342, it is worth more than 74% of them ($296,480 against a typical $240,468), its price per square foot is higher than 26% of them ($131 against a typical $160), it is bigger than 80% of them (2,256 ft² against a typical 1,632 ft²), its lot is bigger than 46% of them (0.21 ac against a typical 0.22 ac) and it is newer than 74% of them (1993 against a typical 1962). Measured against all of Lake County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 651 Spencer Pl, Hobart, IN?

The 2024 property tax bill for 651 Spencer Pl, Hobart, IN was $3,088. The county assessed it at $253,200.

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