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Single Family ResidenceResidential
$282,908$147 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

651 SPLIT ROCK RD

BARTLESVILLE, OK 74003
4
Beds
2
Baths
1,924 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
2010
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$283K
$258K low$308K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$93,908
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$75,126
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$189,000
TRUITY FCU · recorded Mar 19, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,488 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$18,878 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$240
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$18,638
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$18,328
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$206,593

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
79
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
61
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOSAGE
Lot (acres)The size of the land the home sits on, from county records.2.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 180 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Osage Hills Public SchoolA
Elementary · Grades PK–8 · 4.1 mi
H
Bartlesville High SchoolB
High · Grades 9–12 · 4.6 mi

District: Bartlesville Public Schools

Neighborhood · ZIP 74003These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.140
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.14,008
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.106 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$45,343
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$59,861
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

651 Split Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Bartlesville 74003
  • Costs more per square foot than 91% of homes in Bartlesville 74003
  • Bigger than 80% of homes in Bartlesville 74003
  • Has a bigger lot than 89% of homes in Bartlesville 74003
  • Newer than 97% of homes in Bartlesville 74003

What homes are worth in Bartlesville 74003

Each bar is how many homes fall in that price range. The marker is this home.

This home
$27K$578K

This home is worth more than 89% of homes in Bartlesville 74003.

How it measures up in Bartlesville 74003

The dot is this home. The mark in the middle is the typical home in Bartlesville 74003.

Estimated value$282,908
CheaperTypical $89,900Pricier

Pricier than 89% of homes nearby

Price per ft²$147
CheaperTypical $72Pricier

Pricier than 91% of homes nearby

Living area1,924 ft²
SmallerTypical 1,264 ft²Bigger

Bigger than 80% of homes nearby

Lot size2 ac
SmallerTypical 0.18 acBigger

Bigger than 89% of homes nearby

Year built2010
OlderTypical 1949Newer

Newer than 97% of homes nearby

How 651 Split Rock Rd ranks against every home in each area.
MeasureThis homeBartlesville 74003Osage County
Estimated valuepricier than$282,90889% of homes69% of homes
Price per ft²pricier than$14791% of homes65% of homes
Living areabigger than1,924 ft²80% of homes69% of homes
Lot sizebigger than2 ac89% of homes62% of homes
Year builtnewer than201097% of homes90% of homes

About 651 Split Rock Rd

How much is 651 Split Rock Rd, Bartlesville, OK worth?

The TopHap Estimate for 651 Split Rock Rd, Bartlesville, OK is $282,908 as of Jul 14, 2026. The likely range is $258,095 to $307,721. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 651 Split Rock Rd, Bartlesville, OK last sell?

651 Split Rock Rd, Bartlesville, OK last sold on Jun 27, 2000, according to the county's recorded deed.

How big is 651 Split Rock Rd, Bartlesville, OK?

651 Split Rock Rd, Bartlesville, OK has 4 bedrooms, 2 bathrooms, 1,924 square feet of living space and a 2.00-acre lot.

When was 651 Split Rock Rd, Bartlesville, OK built?

651 Split Rock Rd, Bartlesville, OK was built in 2010, making it 16 years old. The building has 1 story.

What schools serve 651 Split Rock Rd, Bartlesville, OK?

651 Split Rock Rd, Bartlesville, OK is assigned to Osage Hills Public School (elementary), rated A; Bartlesville High School (high), rated B. All sit in Bartlesville Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 651 Split Rock Rd, Bartlesville, OK compare to other homes in Bartlesville 74003?

Among the 5,584 homes in Bartlesville 74003, it is worth more than 89% of them ($282,908 against a typical $89,900), its price per square foot is higher than 91% of them ($147 against a typical $72), it is bigger than 80% of them (1,924 ft² against a typical 1,264 ft²), its lot is bigger than 89% of them (2 ac against a typical 0.18 ac) and it is newer than 97% of them (2010 against a typical 1949). Measured against all of Osage County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 651 Split Rock Rd, Bartlesville, OK?

The 2025 property tax bill for 651 Split Rock Rd, Bartlesville, OK was $1,488. The county assessed it at $18,878.

Closest homes

More homes in Bartlesville 74003

Assigned schools

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