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Single Family ResidenceResidential
$410,892$380 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

654 M ST

LINCOLN, CA 95648
3
Beds
1
Baths
1,080 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1962
Year BuiltThe year the home was originally built, according to county records.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$411K
$386K low$436K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,096 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$103,928 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,430
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$68,498
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$101,891

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
68
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
44
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyPLACER
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Floor/Wall Furnace
CoolingThe type of cooling or air conditioning in the home.Wall Unit
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Lincoln High SchoolB-
High · Grades 9–12 · 0.2 mi
M
Glen Edwards Middle SchoolB-
Middle · Grades 6–8 · 0.4 mi
E
First Street Elementary SchoolB+
Elementary · Grades KG–5 · 0.5 mi

District: Western Placer Unified School District

Neighborhood · ZIP 95648These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.46
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.86

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.60,706
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.426 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$106,980
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$126,384
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.24 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

654 M St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Lincoln 95648
  • Costs more per square foot than 82% of homes in Lincoln 95648
  • Smaller than 97% of homes in Lincoln 95648
  • Has a smaller lot than 81% of homes in Placer County
  • Older than 96% of homes in Lincoln 95648

What homes are worth in Lincoln 95648

Each bar is how many homes fall in that price range. The marker is this home.

This home
$384K$1.4M

This home is worth more than 3% of homes in Lincoln 95648.

How it measures up in Lincoln 95648

The dot is this home. The mark in the middle is the typical home in Lincoln 95648.

Estimated value$410,892
CheaperTypical $632,199Pricier

Pricier than 3% of homes nearby

Price per ft²$380
CheaperTypical $333Pricier

Pricier than 82% of homes nearby

Living area1,080 ft²
SmallerTypical 2,021 ft²Bigger

Bigger than 3% of homes nearby

Lot size0.15 ac
SmallerTypical 0.18 acBigger

Bigger than 27% of homes nearby

Year built1962
OlderTypical 2004Newer

Newer than 4% of homes nearby

How 654 M St ranks against every home in each area.
MeasureThis homeLincoln 95648Placer County
Estimated valuepricier than$410,8923% of homes7% of homes
Price per ft²pricier than$38082% of homes68% of homes
Living areabigger than1,080 ft²3% of homes10% of homes
Lot sizebigger than0.15 ac27% of homes19% of homes
Year builtnewer than19624% of homes10% of homes

About 654 M St

How much is 654 M St, Lincoln, CA worth?

The TopHap Estimate for 654 M St, Lincoln, CA is $410,892 as of Sep 24, 2026. The likely range is $385,975 to $435,809. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 654 M St, Lincoln, CA last sell?

654 M St, Lincoln, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 654 M St, Lincoln, CA?

654 M St, Lincoln, CA has 3 bedrooms, 1 bathrooms, 1,080 square feet of living space and a 0.15-acre lot.

When was 654 M St, Lincoln, CA built?

654 M St, Lincoln, CA was built in 1962, making it 64 years old. It is a colonial home.

What schools serve 654 M St, Lincoln, CA?

654 M St, Lincoln, CA is assigned to Lincoln High School (high), rated B-; Glen Edwards Middle School (middle), rated B-; First Street Elementary School (elementary), rated B+. All sit in Western Placer Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 654 M St, Lincoln, CA compare to other homes in Lincoln 95648?

Among the 23,926 homes in Lincoln 95648, it is worth more than 3% of them ($410,892 against a typical $632,199), its price per square foot is higher than 82% of them ($380 against a typical $333), it is bigger than 3% of them (1,080 ft² against a typical 2,021 ft²), its lot is bigger than 27% of them (0.15 ac against a typical 0.18 ac) and it is newer than 4% of them (1962 against a typical 2004). Measured against all of Placer County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 654 M St, Lincoln, CA?

The 2025 property tax bill for 654 M St, Lincoln, CA was $1,096. The county assessed it at $103,928.

More homes on M St

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Assigned schools

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