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Single Family ResidenceResidential
$459,717$418 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

654 RIDGE AVE

RIPON, CA 95366
3
Beds
1
Baths
1,100 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1928
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$460K
$444K low$476K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$159,717
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$127,774
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.67%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$300,000
NORTH AMERICAN SAVINGS BANK FSB · recorded Jun 14, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,114 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$189,517 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$70,707
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$118,810
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$189,517

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySan Joaquin
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ripona Elementary SchoolB+
Elementary · Grades KG–8 · 0.3 mi
H
Harvest High School
High · Grades 9–12 · 0.3 mi

District: Ripon Unified School District

Neighborhood · ZIP 95366These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.156

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.0%
PopulationHow many people live in this area.19,173
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.559 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$116,143
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$137,108
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.13 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

654 Ridge Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Ripon 95366
  • Costs more per square foot than 94% of homes in San Joaquin County
  • Smaller than 94% of homes in Ripon 95366
  • Has a bigger lot than 76% of homes in San Joaquin County
  • Older than 95% of homes in Ripon 95366

What homes are worth in Ripon 95366

Each bar is how many homes fall in that price range. The marker is this home.

This home
$390K$1.4M

This home is worth more than 7% of homes in Ripon 95366.

How it measures up in Ripon 95366

The dot is this home. The mark in the middle is the typical home in Ripon 95366.

Estimated value$459,717
CheaperTypical $696,957Pricier

Pricier than 7% of homes nearby

Price per ft²$418
CheaperTypical $351Pricier

Pricier than 85% of homes nearby

Living area1,100 ft²
SmallerTypical 1,964 ft²Bigger

Bigger than 6% of homes nearby

Lot size0.21 ac
SmallerTypical 0.19 acBigger

Bigger than 60% of homes nearby

Year built1928
OlderTypical 1991Newer

Newer than 5% of homes nearby

How 654 Ridge Ave ranks against every home in each area.
MeasureThis homeRipon 95366San Joaquin County
Estimated valuepricier than$459,7177% of homes38% of homes
Price per ft²pricier than$41885% of homes94% of homes
Living areabigger than1,100 ft²6% of homes13% of homes
Lot sizebigger than0.21 ac60% of homes76% of homes
Year builtnewer than19285% of homes5% of homes

About 654 Ridge Ave

How much is 654 Ridge Ave, Ripon, CA worth?

The TopHap Estimate for 654 Ridge Ave, Ripon, CA is $459,717 as of Jul 14, 2026. The likely range is $443,628 to $475,806. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 654 Ridge Ave, Ripon, CA last sell?

654 Ridge Ave, Ripon, CA last sold on Jun 1, 1992, according to the county's recorded deed.

How big is 654 Ridge Ave, Ripon, CA?

654 Ridge Ave, Ripon, CA has 3 bedrooms, 1 bathrooms, 1,100 square feet of living space and a 0.21-acre lot.

When was 654 Ridge Ave, Ripon, CA built?

654 Ridge Ave, Ripon, CA was built in 1928, making it 98 years old. The building has 1 story.

What schools serve 654 Ridge Ave, Ripon, CA?

654 Ridge Ave, Ripon, CA is assigned to Ripona Elementary School (elementary), rated B+; Harvest High School (high). All sit in Ripon Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 654 Ridge Ave, Ripon, CA compare to other homes in Ripon 95366?

Among the 5,591 homes in Ripon 95366, it is worth more than 7% of them ($459,717 against a typical $696,957), its price per square foot is higher than 85% of them ($418 against a typical $351), it is bigger than 6% of them (1,100 ft² against a typical 1,964 ft²), its lot is bigger than 60% of them (0.21 ac against a typical 0.19 ac) and it is newer than 5% of them (1928 against a typical 1991). Measured against all of San Joaquin County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 654 Ridge Ave, Ripon, CA?

The 2025 property tax bill for 654 Ridge Ave, Ripon, CA was $2,114. The county assessed it at $189,517.

Closest homes

More homes in Ripon 95366

Assigned schools

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