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Single Family ResidenceResidential
$179,036$115 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $159,800 on Jan 23, 2023

654 RIVER RD

LINDLEY, NY 14858
2
Beds
2 / 1
Baths
1,562 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.73 ac
Lot SizeThe size of the land the home sits on, from county records.
1860
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$179K
$170K low$188K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$159,800 · Jan 23, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$5,126
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$4,101
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.110%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$173,910
MORTGAGE RESEARCH CENTER LLC · P · recorded Jan 23, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,451 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$109,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$95,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$109,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$147,297

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySteuben
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1975
Lot (acres)The size of the land the home sits on, from county records.1.73
HeatingThe type of heating system in the home.Forced Air
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 366 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Erwin Valley Elementary SchoolB-
Elementary · Grades KG–5 · 8.5 mi

District: Corning City School District

Neighborhood · ZIP 14858These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.1,874
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.46 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,856
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,332
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

654 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 76% of homes in Lindley 14858
  • Older than 96% of homes in Steuben County

What homes are worth in Lindley 14858

Each bar is how many homes fall in that price range. The marker is this home.

This home
$67K$465K

This home is worth more than 45% of homes in Lindley 14858.

How it measures up in Lindley 14858

The dot is this home. The mark in the middle is the typical home in Lindley 14858.

Estimated value$179,036
CheaperTypical $187,616Pricier

Pricier than 45% of homes nearby

Price per ft²$115
CheaperTypical $121Pricier

Pricier than 45% of homes nearby

Living area1,562 ft²
SmallerTypical 1,450 ft²Bigger

Bigger than 58% of homes nearby

Lot size1.73 ac
SmallerTypical 4.6 acBigger

Bigger than 24% of homes nearby

Year built1860
OlderTypical 1979Newer

Newer than 5% of homes nearby

How 654 River Rd ranks against every home in each area.
MeasureThis homeLindley 14858Steuben County
Estimated valuepricier than$179,03645% of homes58% of homes
Price per ft²pricier than$11545% of homes56% of homes
Living areabigger than1,562 ft²58% of homes52% of homes
Lot sizebigger than1.73 ac24% of homes62% of homes
Year builtnewer than18605% of homes4% of homes

About 654 River Rd

How much is 654 River Rd, Lindley, NY worth?

The TopHap Estimate for 654 River Rd, Lindley, NY is $179,036 as of Jul 14, 2026. The likely range is $170,254 to $187,818. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 654 River Rd, Lindley, NY last sell?

654 River Rd, Lindley, NY last sold on Jan 23, 2023 for $159,800, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 654 River Rd, Lindley, NY?

654 River Rd, Lindley, NY has 2 bedrooms, 2 bathrooms, 1,562 square feet of living space and a 1.73-acre lot.

When was 654 River Rd, Lindley, NY built?

654 River Rd, Lindley, NY was built in 1860, making it 166 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 654 River Rd, Lindley, NY?

654 River Rd, Lindley, NY is assigned to Erwin Valley Elementary School (elementary), rated B-. All sit in Corning City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 654 River Rd, Lindley, NY compare to other homes in Lindley 14858?

Among the 672 homes in Lindley 14858, it is worth more than 45% of them ($179,036 against a typical $187,616), its price per square foot is higher than 45% of them ($115 against a typical $121), it is bigger than 58% of them (1,562 ft² against a typical 1,450 ft²), its lot is bigger than 24% of them (1.73 ac against a typical 4.6 ac) and it is newer than 5% of them (1860 against a typical 1979). Measured against all of Steuben County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 654 River Rd, Lindley, NY?

The 2024 property tax bill for 654 River Rd, Lindley, NY was $4,451. The county assessed it at $109,000.

Closest homes

More homes in Lindley 14858

Assigned schools

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