Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$249,694$256 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $158,000 on Sep 14, 2007

654 SUMMIT ST

ELGIN, IL 60120
2
Beds
1
Baths
975 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1943
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$250K
$237K low$263K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$158,000 · Sep 14, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,004 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$81,586 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,713
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$62,873
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$75,146
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$244,856

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKANE
Lot (acres)The size of the land the home sits on, from county records.0.18
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Larsen Middle SchoolC-
Middle · Grades 7–8 · 0.4 mi
E
Lords Park Elementary SchoolC-
Elementary · Grades KG–6 · 0.7 mi
H
Elgin High SchoolD-
High · Grades 9–12 · 1.7 mi

District: School District U-46

Neighborhood · ZIP 60120These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.51,977
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,108 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,556
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,612
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

654 Summit St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Kane County
  • Costs more per square foot than 83% of homes in Elgin 60120
  • Smaller than 91% of homes in Kane County
  • Has a smaller lot than 74% of homes in Kane County
  • Older than 83% of homes in Kane County

What homes are worth in Elgin 60120

Each bar is how many homes fall in that price range. The marker is this home.

This home
$169K$574K

This home is worth more than 25% of homes in Elgin 60120.

How it measures up in Elgin 60120

The dot is this home. The mark in the middle is the typical home in Elgin 60120.

Estimated value$249,694
CheaperTypical $295,149Pricier

Pricier than 25% of homes nearby

Price per ft²$256
CheaperTypical $210Pricier

Pricier than 83% of homes nearby

Living area975 ft²
SmallerTypical 1,416 ft²Bigger

Bigger than 10% of homes nearby

Lot size0.18 ac
SmallerTypical 0.2 acBigger

Bigger than 40% of homes nearby

Year built1943
OlderTypical 1969Newer

Newer than 37% of homes nearby

How 654 Summit St ranks against every home in each area.
MeasureThis homeElgin 60120Kane County
Estimated valuepricier than$249,69425% of homes14% of homes
Price per ft²pricier than$25683% of homes80% of homes
Living areabigger than975 ft²10% of homes9% of homes
Lot sizebigger than0.18 ac40% of homes26% of homes
Year builtnewer than194337% of homes17% of homes

About 654 Summit St

How much is 654 Summit St, Elgin, IL worth?

The TopHap Estimate for 654 Summit St, Elgin, IL is $249,694 as of Aug 30, 2026. The likely range is $236,544 to $262,844. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 654 Summit St, Elgin, IL last sell?

654 Summit St, Elgin, IL last sold on Sep 14, 2007 for $158,000, according to the county's recorded deed.

How big is 654 Summit St, Elgin, IL?

654 Summit St, Elgin, IL has 2 bedrooms, 1 bathrooms, 975 square feet of living space and a 0.18-acre lot.

When was 654 Summit St, Elgin, IL built?

654 Summit St, Elgin, IL was built in 1943, making it 83 years old. The building has 1 story.

What schools serve 654 Summit St, Elgin, IL?

654 Summit St, Elgin, IL is assigned to Larsen Middle School (middle), rated C-; Lords Park Elementary School (elementary), rated C-; Elgin High School (high), rated D-. All sit in School District U-46. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 654 Summit St, Elgin, IL compare to other homes in Elgin 60120?

Among the 13,137 homes in Elgin 60120, it is worth more than 25% of them ($249,694 against a typical $295,149), its price per square foot is higher than 83% of them ($256 against a typical $210), it is bigger than 10% of them (975 ft² against a typical 1,416 ft²), its lot is bigger than 40% of them (0.18 ac against a typical 0.2 ac) and it is newer than 37% of them (1943 against a typical 1969). Measured against all of Kane County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 654 Summit St, Elgin, IL?

The 2025 property tax bill for 654 Summit St, Elgin, IL was $5,004. The county assessed it at $81,586.

More homes on Summit St

Closest homes

More homes in Elgin 60120

Assigned schools

Explore the area

See this home in context

Open 654 Summit St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map