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Single Family ResidenceResidential
$195,979$142 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

654 TWIN HARBOR PL

MADISON, MS 39110
3
Beds
2
Baths
1,379 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$196K
$188K low$204K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$613 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$8,889 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$8,889
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$88,890

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.62
64
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
38
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMadison
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 144 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Madison Crossing Elementary SchoolA-
Elementary · Grades KG–5 · 3.4 mi
H
Germantown High SchoolA-
High · Grades 9–12 · 5.3 mi
M
Germantown Middle SchoolA+
Middle · Grades 6–8 · 5.5 mi

District: Madison County School District

Neighborhood · ZIP 39110These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.40
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.46,474
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.571 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$128,887
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$152,179
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

654 Twin Harbor Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Madison 39110
  • Smaller than 97% of homes in Madison 39110
  • Older than 79% of homes in Madison 39110

What homes are worth in Madison 39110

Each bar is how many homes fall in that price range. The marker is this home.

This home
$197K$1.1M

This home is worth more than 2% of homes in Madison 39110.

How it measures up in Madison 39110

The dot is this home. The mark in the middle is the typical home in Madison 39110.

Estimated value$195,979
CheaperTypical $377,437Pricier

Pricier than 2% of homes nearby

Price per ft²$142
CheaperTypical $144Pricier

Pricier than 46% of homes nearby

Living area1,379 ft²
SmallerTypical 2,653 ft²Bigger

Bigger than 3% of homes nearby

Year built1988
OlderTypical 1999Newer

Newer than 21% of homes nearby

How 654 Twin Harbor Pl ranks against every home in each area.
MeasureThis homeMadison 39110Madison County
Estimated valuepricier than$195,9792% of homes21% of homes
Price per ft²pricier than$14246% of homes60% of homes
Living areabigger than1,379 ft²3% of homes16% of homes
Year builtnewer than198821% of homes36% of homes

About 654 Twin Harbor Pl

How much is 654 Twin Harbor Pl, Madison, MS worth?

The TopHap Estimate for 654 Twin Harbor Pl, Madison, MS is $195,979 as of Sep 24, 2026. The likely range is $188,148 to $203,810. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 654 Twin Harbor Pl, Madison, MS last sell?

654 Twin Harbor Pl, Madison, MS last sold on Sep 30, 2021, according to the county's recorded deed.

How big is 654 Twin Harbor Pl, Madison, MS?

654 Twin Harbor Pl, Madison, MS has 3 bedrooms, 2 bathrooms and 1,379 square feet of living space.

When was 654 Twin Harbor Pl, Madison, MS built?

654 Twin Harbor Pl, Madison, MS was built in 1988, making it 38 years old. The building has 1 story.

What schools serve 654 Twin Harbor Pl, Madison, MS?

654 Twin Harbor Pl, Madison, MS is assigned to Madison Crossing Elementary School (elementary), rated A-; Germantown High School (high), rated A-; Germantown Middle School (middle), rated A+. All sit in Madison County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 654 Twin Harbor Pl, Madison, MS compare to other homes in Madison 39110?

Among the 16,550 homes in Madison 39110, it is worth more than 2% of them ($195,979 against a typical $377,437), its price per square foot is higher than 46% of them ($142 against a typical $144), it is bigger than 3% of them (1,379 ft² against a typical 2,653 ft²) and it is newer than 21% of them (1988 against a typical 1999). Measured against all of Madison County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 654 Twin Harbor Pl, Madison, MS?

The 2025 property tax bill for 654 Twin Harbor Pl, Madison, MS was $613. The county assessed it at $8,889.

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