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Single Family ResidentialResidential
$238,409$140 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

654 UTTERBACK RD

MURRAY, KY 42071
3
Beds
2
Baths
1,700 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$238K
$209K low$268K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,218 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$150,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$150,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$150,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
39
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyCalloway
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Gas
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
North Calloway Elementary SchoolA-
Elementary · Grades KG–5 · 0.9 mi
M
Calloway County Middle SchoolA-
Middle · Grades 6–8 · 1.8 mi
H
Calloway County High SchoolB-
High · Grades 9–12 · 1.8 mi

District: Calloway County School District

Neighborhood · ZIP 42071These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.235

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.31,119
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.124 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,776
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,134
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

654 Utterback Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Calloway County
  • Costs more per square foot than 69% of homes in Murray 42071
  • Newer than 69% of homes in Murray 42071

What homes are worth in Murray 42071

Each bar is how many homes fall in that price range. The marker is this home.

This home
$24K$503K

This home is worth more than 79% of homes in Murray 42071.

How it measures up in Murray 42071

The dot is this home. The mark in the middle is the typical home in Murray 42071.

Estimated value$238,409
CheaperTypical $129,443Pricier

Pricier than 79% of homes nearby

Price per ft²$140
CheaperTypical $122Pricier

Pricier than 69% of homes nearby

Living area1,700 ft²
SmallerTypical 1,718 ft²Bigger

Bigger than 49% of homes nearby

Year built1997
OlderTypical 1993Newer

Newer than 69% of homes nearby

How 654 Utterback Rd ranks against every home in each area.
MeasureThis homeMurray 42071Calloway County
Estimated valuepricier than$238,40979% of homes84% of homes
Price per ft²pricier than$14069% of homes68% of homes
Living areabigger than1,700 ft²49% of homes53% of homes
Year builtnewer than199769% of homes66% of homes

About 654 Utterback Rd

How much is 654 Utterback Rd, Murray, KY worth?

The TopHap Estimate for 654 Utterback Rd, Murray, KY is $238,409 as of Sep 24, 2026. The likely range is $208,672 to $268,146. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 654 Utterback Rd, Murray, KY last sell?

654 Utterback Rd, Murray, KY last sold on Sep 1, 1999, according to the county's recorded deed.

How big is 654 Utterback Rd, Murray, KY?

654 Utterback Rd, Murray, KY has 3 bedrooms, 2 bathrooms and 1,700 square feet of living space.

When was 654 Utterback Rd, Murray, KY built?

654 Utterback Rd, Murray, KY was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 654 Utterback Rd, Murray, KY?

654 Utterback Rd, Murray, KY is assigned to North Calloway Elementary School (elementary), rated A-; Calloway County Middle School (middle), rated A-; Calloway County High School (high), rated B-. All sit in Calloway County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 654 Utterback Rd, Murray, KY compare to other homes in Murray 42071?

Among the 19,917 homes in Murray 42071, it is worth more than 79% of them ($238,409 against a typical $129,443), its price per square foot is higher than 69% of them ($140 against a typical $122), it is bigger than 49% of them (1,700 ft² against a typical 1,718 ft²) and it is newer than 69% of them (1997 against a typical 1993). Measured against all of Calloway County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 654 Utterback Rd, Murray, KY?

The 2025 property tax bill for 654 Utterback Rd, Murray, KY was $1,218. The county assessed it at $150,000.

More homes on Utterback Rd

Closest homes

More homes in Murray 42071

Assigned schools

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