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Single Family ResidenceResidential
$211,049$147 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

6540 FM 438

TEMPLE, TX 76501
1
Baths
1,432 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1913
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$211K
$188K low$234K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$241 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$66,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$72,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$118,301

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.106 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBELL
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1940
Lot (acres)The size of the land the home sits on, from county records.1.24
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 128 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Troy High SchoolC+
High · Grades 9–12 · 7.4 mi
E
Mays Elementary School
Elementary · Grades PK–1 · 7.5 mi
M
Raymond Mays Middle SchoolA-
Middle · Grades 6–8 · 7.5 mi

District: Troy Independent School District

Neighborhood · ZIP 76501These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.25%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.18,778
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.160 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,901
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,741
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

6540 Fm 438 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Bell County
  • Costs more per square foot than 73% of homes in Temple 76501
  • Smaller than 71% of homes in Bell County
  • Has a bigger lot than 92% of homes in Bell County
  • Among the oldest homes in Bell County

What homes are worth in Temple 76501

Each bar is how many homes fall in that price range. The marker is this home.

This home
$70K$693K

This home is worth more than 64% of homes in Temple 76501.

How it measures up in Temple 76501

The dot is this home. The mark in the middle is the typical home in Temple 76501.

Estimated value$211,049
CheaperTypical $174,240Pricier

Pricier than 64% of homes nearby

Price per ft²$147
CheaperTypical $120Pricier

Pricier than 73% of homes nearby

Living area1,432 ft²
SmallerTypical 1,469 ft²Bigger

Bigger than 47% of homes nearby

Lot size1.24 ac
SmallerTypical 0.22 acBigger

Bigger than 81% of homes nearby

Year built1913
OlderTypical 1969Newer

Newer than 5% of homes nearby

How 6540 Fm 438 ranks against every home in each area.
MeasureThis homeTemple 76501Bell County
Estimated valuepricier than$211,04964% of homes34% of homes
Price per ft²pricier than$14773% of homes58% of homes
Living areabigger than1,432 ft²47% of homes29% of homes
Lot sizebigger than1.24 ac81% of homes92% of homes
Year builtnewer than19135% of homesalmost no homes

About 6540 Fm 438

How much is 6540 Fm 438, Temple, TX worth?

The TopHap Estimate for 6540 Fm 438, Temple, TX is $211,049 as of Sep 24, 2026. The likely range is $187,739 to $234,359. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 6540 Fm 438, Temple, TX last sell?

6540 Fm 438, Temple, TX last sold on Dec 13, 2024, according to the county's recorded deed.

How big is 6540 Fm 438, Temple, TX?

6540 Fm 438, Temple, TX has 1 bathrooms, 1,432 square feet of living space and a 1.24-acre lot.

When was 6540 Fm 438, Temple, TX built?

6540 Fm 438, Temple, TX was built in 1913, making it 113 years old. The building has 1 story.

What schools serve 6540 Fm 438, Temple, TX?

6540 Fm 438, Temple, TX is assigned to Troy High School (high), rated C+; Mays Elementary School (elementary); Raymond Mays Middle School (middle), rated A-. All sit in Troy Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 6540 Fm 438, Temple, TX compare to other homes in Temple 76501?

Among the 6,413 homes in Temple 76501, it is worth more than 64% of them ($211,049 against a typical $174,240), its price per square foot is higher than 73% of them ($147 against a typical $120), it is bigger than 47% of them (1,432 ft² against a typical 1,469 ft²), its lot is bigger than 81% of them (1.24 ac against a typical 0.22 ac) and it is newer than 5% of them (1913 against a typical 1969). Measured against all of Bell County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 6540 Fm 438, Temple, TX?

The 2025 property tax bill for 6540 Fm 438, Temple, TX was $241. The county assessed it at $66,000.

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