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Single Family ResidenceResidential
$276,732$99 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $150,000 on Sep 18, 2009

655 E OCEAN RD

HOLLY RIDGE, NC 28445
3
Beds
2.5
Baths
2,784 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.61 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$277K
$228K low$326K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$150,000 · Sep 18, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,405 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$391,847 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$80,490
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$311,357
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$234,597
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$391,847

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
40
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyONSLOW
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.1.61
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Coastal Elementary SchoolA-
Elementary · Grades KG–5 · 4.2 mi
M
Dixon Middle SchoolB
Middle · Grades 6–8 · 7.8 mi
H
Dixon High SchoolB-
High · Grades 9–12 · 8.0 mi

District: Onslow County Schools

Neighborhood · ZIP 28445These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.61%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.10,463
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.107 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,137
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,256
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

655 E Ocean Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Holly Ridge 28445
  • Among the lowest price per square foot in Holly Ridge 28445
  • Bigger than 92% of homes in Onslow County
  • Has a bigger lot than 94% of homes in Holly Ridge 28445
  • Older than 88% of homes in Holly Ridge 28445

What homes are worth in Holly Ridge 28445

Each bar is how many homes fall in that price range. The marker is this home.

This home
$130K$1.8M

This home is worth more than 9% of homes in Holly Ridge 28445.

How it measures up in Holly Ridge 28445

The dot is this home. The mark in the middle is the typical home in Holly Ridge 28445.

Estimated value$276,732
CheaperTypical $613,321Pricier

Pricier than 9% of homes nearby

Price per ft²$99
CheaperTypical $417Pricier

Cheaper than almost all homes nearby

Living area2,784 ft²
SmallerTypical 1,631 ft²Bigger

Bigger than 91% of homes nearby

Lot size1.61 ac
SmallerTypical 0.19 acBigger

Bigger than 94% of homes nearby

Year built1975
OlderTypical 2006Newer

Newer than 12% of homes nearby

How 655 E Ocean Rd ranks against every home in each area.
MeasureThis homeHolly Ridge 28445Onslow County
Estimated valuepricier than$276,7329% of homes48% of homes
Price per ft²pricier than$99almost no homes2% of homes
Living areabigger than2,784 ft²91% of homes92% of homes
Lot sizebigger than1.61 ac94% of homes90% of homes
Year builtnewer than197512% of homes19% of homes

About 655 E Ocean Rd

How much is 655 E Ocean Rd, Holly Ridge, NC worth?

The TopHap Estimate for 655 E Ocean Rd, Holly Ridge, NC is $276,732 as of Sep 24, 2026. The likely range is $227,622 to $325,842. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 655 E Ocean Rd, Holly Ridge, NC last sell?

655 E Ocean Rd, Holly Ridge, NC last sold on Sep 18, 2009 for $150,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 655 E Ocean Rd, Holly Ridge, NC?

655 E Ocean Rd, Holly Ridge, NC has 3 bedrooms, 2.5 bathrooms, 2,784 square feet of living space and a 1.61-acre lot.

When was 655 E Ocean Rd, Holly Ridge, NC built?

655 E Ocean Rd, Holly Ridge, NC was built in 1975, making it 51 years old. It is a conventional home. The building has 2 stories.

What schools serve 655 E Ocean Rd, Holly Ridge, NC?

655 E Ocean Rd, Holly Ridge, NC is assigned to Coastal Elementary School (elementary), rated A-; Dixon Middle School (middle), rated B; Dixon High School (high), rated B-. All sit in Onslow County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 655 E Ocean Rd, Holly Ridge, NC compare to other homes in Holly Ridge 28445?

Among the 10,238 homes in Holly Ridge 28445, it is worth more than 9% of them ($276,732 against a typical $613,321), its price per square foot is higher than almost none of them ($99 against a typical $417), it is bigger than 91% of them (2,784 ft² against a typical 1,631 ft²), its lot is bigger than 94% of them (1.61 ac against a typical 0.19 ac) and it is newer than 12% of them (1975 against a typical 2006). Measured against all of Onslow County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 655 E Ocean Rd, Holly Ridge, NC?

The 2026 property tax bill for 655 E Ocean Rd, Holly Ridge, NC was $2,405. The county assessed it at $391,847.

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