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Residential (General/Single)Residential
$1,292,864$345 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

655 JAMES LN

RIVER VALE, NJ 07675
0
Baths
3,751 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.47 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.3M
$1.2M low$1.4M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,192,864
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$954,291
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.8%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
HUDSON CITY SAVINGS BANK · E · recorded Jan 17, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$22,380 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$799,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$381,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$418,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$799,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$799,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.47
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Woodside Elementary SchoolA-
Elementary · Grades PK–5 · 0.5 mi
M
Holdrum Middle SchoolA
Middle · Grades 6–8 · 1.6 mi
H
Pascack Valley High SchoolB+
High · Grades 9–12 · 2.0 mi

District: Pascack Valley Regional School District

Neighborhood · ZIP 07675These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.44
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.117

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.27,744
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,580 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$163,434
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$182,897
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

655 James Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Bergen County
  • Costs less per square foot than 89% of homes in Westwood 07675
  • Bigger than 93% of homes in Bergen County
  • Has a bigger lot than 85% of homes in Bergen County
  • Newer than 85% of homes in Bergen County

What homes are worth in Westwood 07675

Each bar is how many homes fall in that price range. The marker is this home.

This home
$370K$2.3M

This home is worth more than 84% of homes in Westwood 07675.

How it measures up in Westwood 07675

The dot is this home. The mark in the middle is the typical home in Westwood 07675.

Estimated value$1,292,864
CheaperTypical $861,297Pricier

Pricier than 84% of homes nearby

Price per ft²$345
CheaperTypical $420Pricier

Pricier than 11% of homes nearby

Living area3,751 ft²
SmallerTypical 2,076 ft²Bigger

Bigger than 91% of homes nearby

Lot size0.47 ac
SmallerTypical 0.28 acBigger

Bigger than 74% of homes nearby

Year built1989
OlderTypical 1962Newer

Newer than 78% of homes nearby

How 655 James Ln ranks against every home in each area.
MeasureThis homeWestwood 07675Bergen County
Estimated valuepricier than$1,292,86484% of homes86% of homes
Price per ft²pricier than$34511% of homes15% of homes
Living areabigger than3,751 ft²91% of homes93% of homes
Lot sizebigger than0.47 ac74% of homes85% of homes
Year builtnewer than198978% of homes85% of homes

About 655 James Ln

How much is 655 James Ln, River Vale, NJ worth?

The TopHap Estimate for 655 James Ln, River Vale, NJ is $1,292,864 as of Jul 14, 2026. The likely range is $1,213,061 to $1,372,667. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 655 James Ln, River Vale, NJ last sell?

655 James Ln, River Vale, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 655 James Ln, River Vale, NJ?

655 James Ln, River Vale, NJ has 3,751 square feet of living space and a 0.47-acre lot.

When was 655 James Ln, River Vale, NJ built?

655 James Ln, River Vale, NJ was built in 1989, making it 37 years old. It is a cape cod home. The building has 2 stories.

What schools serve 655 James Ln, River Vale, NJ?

655 James Ln, River Vale, NJ is assigned to Woodside Elementary School (elementary), rated A-; Holdrum Middle School (middle), rated A; Pascack Valley High School (high), rated B+. All sit in Pascack Valley Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 655 James Ln, River Vale, NJ compare to other homes in Westwood 07675?

Among the 8,808 homes in Westwood 07675, it is worth more than 84% of them ($1,292,864 against a typical $861,297), its price per square foot is higher than 11% of them ($345 against a typical $420), it is bigger than 91% of them (3,751 ft² against a typical 2,076 ft²), its lot is bigger than 74% of them (0.47 ac against a typical 0.28 ac) and it is newer than 78% of them (1989 against a typical 1962). Measured against all of Bergen County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 655 James Ln, River Vale, NJ?

The 2025 property tax bill for 655 James Ln, River Vale, NJ was $22,380. The county assessed it at $799,000.

Closest homes

More homes in River Vale 07675

Assigned schools

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