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Single Family ResidenceResidential
$58,953
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 61How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

655 PHANIEL CHURCH RD

ROCKWELL, NC 28138
0
Baths
2.77 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.

Valuation

$59K
$36K low$82K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$353 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$52,641 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$38,941
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$13,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$52,641
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$52,641

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.16
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyROWAN
Lot (acres)The size of the land the home sits on, from county records.2.77
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 336 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Jesse Carson High SchoolC-
High · Grades 9–12 · 3.0 mi
E
Shive Elementary SchoolC+
Elementary · Grades PK–5 · 3.8 mi
M
China Grove Middle SchoolD+
Middle · Grades 6–8 · 4.7 mi

District: Rowan-Salisbury Schools

Neighborhood · ZIP 28138These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.11,756
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.269 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,894
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,413
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

655 Phaniel Church Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Rowan County
  • Has a bigger lot than 86% of homes in Rowan County
  • Newer than 69% of homes in Rowan County

What homes are worth in Rockwell 28138

Each bar is how many homes fall in that price range. The marker is this home.

This home
$40K$860K

This home is worth more than 6% of homes in Rockwell 28138.

How it measures up in Rockwell 28138

The dot is this home. The mark in the middle is the typical home in Rockwell 28138.

Estimated value$58,953
CheaperTypical $258,939Pricier

Pricier than 6% of homes nearby

Lot size2.77 ac
SmallerTypical 1.08 acBigger

Bigger than 75% of homes nearby

Year built1997
OlderTypical 1991Newer

Newer than 65% of homes nearby

How 655 Phaniel Church Rd ranks against every home in each area.
MeasureThis homeRockwell 28138Rowan County
Estimated valuepricier than$58,9536% of homes4% of homes
Lot sizebigger than2.77 ac75% of homes86% of homes
Year builtnewer than199765% of homes69% of homes

About 655 Phaniel Church Rd

How much is 655 Phaniel Church Rd, Rockwell, NC worth?

The TopHap Estimate for 655 Phaniel Church Rd, Rockwell, NC is $58,953 as of Sep 24, 2026. The likely range is $35,976 to $81,930. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 655 Phaniel Church Rd, Rockwell, NC last sell?

655 Phaniel Church Rd, Rockwell, NC last sold on Jan 1, 1900, according to the county's recorded deed.

When was 655 Phaniel Church Rd, Rockwell, NC built?

655 Phaniel Church Rd, Rockwell, NC was built in 1997, making it 29 years old.

What schools serve 655 Phaniel Church Rd, Rockwell, NC?

655 Phaniel Church Rd, Rockwell, NC is assigned to Jesse Carson High School (high), rated C-; Shive Elementary School (elementary), rated C+; China Grove Middle School (middle), rated D+. All sit in Rowan-Salisbury Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 655 Phaniel Church Rd, Rockwell, NC compare to other homes in Rockwell 28138?

Among the 4,257 homes in Rockwell 28138, it is worth more than 6% of them ($58,953 against a typical $258,939), its lot is bigger than 75% of them (2.77 ac against a typical 1.08 ac) and it is newer than 65% of them (1997 against a typical 1991). Measured against all of Rowan County, it is worth more than 4% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 655 Phaniel Church Rd, Rockwell, NC?

The 2026 property tax bill for 655 Phaniel Church Rd, Rockwell, NC was $353. The county assessed it at $52,641.

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