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Single Family ResidenceResidential
$344,719$191 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

655 SILVER RIVER RD

WACO, TX 76705
3
Beds
2
Baths
1,805 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.28 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$345K
$320K low$369K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$344,719
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$275,775

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,531 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$266,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$64,590
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$225,410
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$242,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$290,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMcLennan
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.1.28
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 304 ft²Porch · 918 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gholson SchoolC+
Elementary · Grades PK–12 · 1.8 mi

District: Gholson Independent School District

Neighborhood · ZIP 76705These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.139
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.31,396
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.265 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,958
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,731
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

655 Silver River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Waco 76705
  • Costs more per square foot than 80% of homes in Waco 76705
  • Bigger than 76% of homes in Waco 76705
  • Has a bigger lot than 83% of homes in McLennan County
  • Newer than 76% of homes in Waco 76705

What homes are worth in Waco 76705

Each bar is how many homes fall in that price range. The marker is this home.

This home
$83K$784K

This home is worth more than 82% of homes in Waco 76705.

How it measures up in Waco 76705

The dot is this home. The mark in the middle is the typical home in Waco 76705.

Estimated value$344,719
CheaperTypical $221,599Pricier

Pricier than 82% of homes nearby

Price per ft²$191
CheaperTypical $154Pricier

Pricier than 80% of homes nearby

Living area1,805 ft²
SmallerTypical 1,420 ft²Bigger

Bigger than 76% of homes nearby

Lot size1.28 ac
SmallerTypical 0.34 acBigger

Bigger than 77% of homes nearby

Year built2001
OlderTypical 1982Newer

Newer than 76% of homes nearby

How 655 Silver River Rd ranks against every home in each area.
MeasureThis homeWaco 76705McLennan County
Estimated valuepricier than$344,71982% of homes68% of homes
Price per ft²pricier than$19180% of homes74% of homes
Living areabigger than1,805 ft²76% of homes60% of homes
Lot sizebigger than1.28 ac77% of homes83% of homes
Year builtnewer than200176% of homes73% of homes

About 655 Silver River Rd

How much is 655 Silver River Rd, Waco, TX worth?

The TopHap Estimate for 655 Silver River Rd, Waco, TX is $344,719 as of Jul 14, 2026. The likely range is $320,402 to $369,036. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 655 Silver River Rd, Waco, TX last sell?

655 Silver River Rd, Waco, TX last sold on Oct 6, 2015, according to the county's recorded deed.

How big is 655 Silver River Rd, Waco, TX?

655 Silver River Rd, Waco, TX has 3 bedrooms, 2 bathrooms, 1,805 square feet of living space and a 1.28-acre lot.

When was 655 Silver River Rd, Waco, TX built?

655 Silver River Rd, Waco, TX was built in 2001, making it 25 years old. The building has 1 story.

What schools serve 655 Silver River Rd, Waco, TX?

655 Silver River Rd, Waco, TX is assigned to Gholson School (elementary), rated C+. All sit in Gholson Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 655 Silver River Rd, Waco, TX compare to other homes in Waco 76705?

Among the 10,502 homes in Waco 76705, it is worth more than 82% of them ($344,719 against a typical $221,599), its price per square foot is higher than 80% of them ($191 against a typical $154), it is bigger than 76% of them (1,805 ft² against a typical 1,420 ft²), its lot is bigger than 77% of them (1.28 ac against a typical 0.34 ac) and it is newer than 76% of them (2001 against a typical 1982). Measured against all of McLennan County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 655 Silver River Rd, Waco, TX?

The 2024 property tax bill for 655 Silver River Rd, Waco, TX was $1,531. The county assessed it at $266,200.

Closest homes

More homes in Waco 76705

Assigned schools

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