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CondominiumResidential

656 SUMMIT AVE

WATERLOO, IA 50701
Building report
2
Beds
1
Baths
841 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,182 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$57,950 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$51,850
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$57,950
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$57,950

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
62
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
66
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
53
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.28 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyBLACK HAWK
Lot (acres)The size of the land the home sits on, from county records.0.11
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kingsley Elementary SchoolC
Elementary · Grades KG–5 · 0.7 mi
H
Waterloo West High SchoolD
High · Grades 9–12 · 1.5 mi
M
Hoover Middle SchoolB-
Middle · Grades 6–8 · 1.7 mi

District: Waterloo Community School District

Neighborhood · ZIP 50701These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.30,091
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.444 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,009
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,898
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

656 Summit Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 85% of homes in Black Hawk County
  • Has a smaller lot than 84% of homes in Black Hawk County
  • Newer than 98% of homes in Neighbors Who Care

How it measures up in Waterloo 50701

The dot is this home. The mark in the middle is the typical home in Waterloo 50701.

Living area841 ft²
SmallerTypical 1,199 ft²Bigger

Bigger than 16% of homes nearby

Lot size0.11 ac
SmallerTypical 0.19 acBigger

Bigger than 22% of homes nearby

Year built1978
OlderTypical 1966Newer

Newer than 75% of homes nearby

How 656 Summit Ave ranks against every home in each area.
MeasureThis homeNeighbors Who CareWaterloo 50701Black Hawk County
Living areabigger than841 ft²22% of homes16% of homes15% of homes
Lot sizebigger than0.11 ac18% of homes22% of homes16% of homes
Year builtnewer than197898% of homes75% of homes74% of homes

About 656 Summit Ave

When did 656 Summit Ave, Waterloo, IA last sell?

656 Summit Ave, Waterloo, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 656 Summit Ave, Waterloo, IA?

656 Summit Ave, Waterloo, IA has 2 bedrooms, 1 bathrooms, 841 square feet of living space and a 0.11-acre lot.

When was 656 Summit Ave, Waterloo, IA built?

656 Summit Ave, Waterloo, IA was built in 1978, making it 48 years old. It is a condo/apartment home. The building has 1 story.

What schools serve 656 Summit Ave, Waterloo, IA?

656 Summit Ave, Waterloo, IA is assigned to Kingsley Elementary School (elementary), rated C; Waterloo West High School (high), rated D; Hoover Middle School (middle), rated B-. All sit in Waterloo Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 656 Summit Ave, Waterloo, IA compare to other homes in Waterloo 50701?

Among the 12,581 homes in Waterloo 50701, it is bigger than 16% of them (841 ft² against a typical 1,199 ft²), its lot is bigger than 22% of them (0.11 ac against a typical 0.19 ac) and it is newer than 75% of them (1978 against a typical 1966). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 656 Summit Ave, Waterloo, IA?

The 2025 property tax bill for 656 Summit Ave, Waterloo, IA was $1,182. The county assessed it at $57,950.

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