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Residential (General/Single)Residential
$207,321$224 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $139,500 on Mar 27, 2015

657 CONGRESS ST

ELGIN, IL 60120
3
Beds
2
Baths
925 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$207K
$191K low$223K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$139,500 · Mar 27, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,678 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$74,428 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,962
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$59,466
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$68,553
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$223,373

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyKANE
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(7)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ellis Middle SchoolC-
Middle · Grades 7–8 · 0.4 mi
E
Huff Elementary SchoolC+
Elementary · Grades PK–6 · 0.5 mi
H
Elgin High SchoolD-
High · Grades 9–12 · 1.1 mi

District: School District U-46

Neighborhood · ZIP 60120These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.51,977
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,108 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,556
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,612
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

657 Congress St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Kane County
  • Smaller than 94% of homes in Kane County
  • Has a smaller lot than 80% of homes in Kane County

What homes are worth in Elgin 60120

Each bar is how many homes fall in that price range. The marker is this home.

This home
$174K$593K

This home is worth more than 7% of homes in Elgin 60120.

How it measures up in Elgin 60120

The dot is this home. The mark in the middle is the typical home in Elgin 60120.

Estimated value$207,321
CheaperTypical $295,619Pricier

Pricier than 7% of homes nearby

Price per ft²$224
CheaperTypical $211Pricier

Pricier than 62% of homes nearby

Living area925 ft²
SmallerTypical 1,420 ft²Bigger

Bigger than 7% of homes nearby

Lot size0.16 ac
SmallerTypical 0.2 acBigger

Bigger than 31% of homes nearby

Year built1972
OlderTypical 1969Newer

Newer than 53% of homes nearby

How 657 Congress St ranks against every home in each area.
MeasureThis homeElgin 60120Kane County
Estimated valuepricier than$207,3217% of homes6% of homes
Price per ft²pricier than$22462% of homes57% of homes
Living areabigger than925 ft²7% of homes6% of homes
Lot sizebigger than0.16 ac31% of homes20% of homes
Year builtnewer than197253% of homes40% of homes

About 657 Congress St

How much is 657 Congress St, Elgin, IL worth?

The TopHap Estimate for 657 Congress St, Elgin, IL is $207,321 as of Aug 30, 2026. The likely range is $191,289 to $223,353. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 657 Congress St, Elgin, IL last sell?

657 Congress St, Elgin, IL last sold on Mar 27, 2015 for $139,500, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 657 Congress St, Elgin, IL?

657 Congress St, Elgin, IL has 3 bedrooms, 2 bathrooms, 925 square feet of living space and a 0.16-acre lot.

When was 657 Congress St, Elgin, IL built?

657 Congress St, Elgin, IL was built in 1972, making it 54 years old. It is a ranch home. The building has 1 story.

What schools serve 657 Congress St, Elgin, IL?

657 Congress St, Elgin, IL is assigned to Ellis Middle School (middle), rated C-; Huff Elementary School (elementary), rated C+; Elgin High School (high), rated D-. All sit in School District U-46. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 657 Congress St, Elgin, IL compare to other homes in Elgin 60120?

Among the 13,136 homes in Elgin 60120, it is worth more than 7% of them ($207,321 against a typical $295,619), its price per square foot is higher than 62% of them ($224 against a typical $211), it is bigger than 7% of them (925 ft² against a typical 1,420 ft²), its lot is bigger than 31% of them (0.16 ac against a typical 0.2 ac) and it is newer than 53% of them (1972 against a typical 1969). Measured against all of Kane County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 657 Congress St, Elgin, IL?

The 2025 property tax bill for 657 Congress St, Elgin, IL was $5,678. The county assessed it at $74,428.

More homes on Congress St

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Assigned schools

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