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Single Family ResidenceResidential
$199,500$150 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $60,000 on Jan 24, 2025

657 N HOLMES ST

MEMPHIS, TN 38122
2
Beds
1
Baths
1,334 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1921
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$200K
$144K low$255K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$60,000 · Jan 24, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$447 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$16,625 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,250
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$14,375
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$10,225
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$66,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.13
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bungalow
CountySHELBY
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 191 ft²

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Treadwell Middle SchoolF
Middle · Grades 6–8 · 0.7 mi
E
Treadwell Elementary SchoolF
Elementary · Grades PK–5 · 0.7 mi
H
Douglass High SchoolD
High · Grades 9–12 · 1.8 mi

District: Memphis-Shelby County Schools

Neighborhood · ZIP 38122These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.123
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.265

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.27,174
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,741 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$46,860
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$60,788
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

657 N Holmes St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Binghampton / Lester
  • Costs more per square foot than 96% of homes in Binghampton / Lester
  • Smaller than 70% of homes in Shelby County
  • Has a smaller lot than 77% of homes in Shelby County
  • Older than 97% of homes in Shelby County

What homes are worth in Memphis 38122

Each bar is how many homes fall in that price range. The marker is this home.

This home
$50K$298K

This home is worth more than 89% of homes in Memphis 38122.

How it measures up in Memphis 38122

The dot is this home. The mark in the middle is the typical home in Memphis 38122.

Estimated value$199,500
CheaperTypical $111,662Pricier

Pricier than 89% of homes nearby

Price per ft²$150
CheaperTypical $93Pricier

Pricier than 89% of homes nearby

Living area1,334 ft²
SmallerTypical 1,222 ft²Bigger

Bigger than 61% of homes nearby

Lot size0.17 ac
SmallerTypical 0.2 acBigger

Bigger than 26% of homes nearby

Year built1921
OlderTypical 1950Newer

Newer than 4% of homes nearby

How 657 N Holmes St ranks against every home in each area.
MeasureThis homeBinghampton / LesterMemphis 38122Shelby County
Estimated valuepricier than$199,50094% of homes89% of homes48% of homes
Price per ft²pricier than$15096% of homes89% of homes75% of homes
Living areabigger than1,334 ft²62% of homes61% of homes30% of homes
Lot sizebigger than0.17 ac51% of homes26% of homes23% of homes
Year builtnewer than192112% of homes4% of homes3% of homes

About 657 N Holmes St

How much is 657 N Holmes St, Memphis, TN worth?

The TopHap Estimate for 657 N Holmes St, Memphis, TN is $199,500 as of Sep 24, 2026. The likely range is $143,539 to $255,461. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 657 N Holmes St, Memphis, TN last sell?

657 N Holmes St, Memphis, TN last sold on Jan 24, 2025 for $60,000, according to the county's recorded deed. TopHap holds 7 recorded sales for this parcel.

How big is 657 N Holmes St, Memphis, TN?

657 N Holmes St, Memphis, TN has 2 bedrooms, 1 bathrooms, 1,334 square feet of living space and a 0.17-acre lot.

When was 657 N Holmes St, Memphis, TN built?

657 N Holmes St, Memphis, TN was built in 1921, making it 105 years old. It is a bungalow home. The building has 1 story.

What schools serve 657 N Holmes St, Memphis, TN?

657 N Holmes St, Memphis, TN is assigned to Treadwell Middle School (middle), rated F; Treadwell Elementary School (elementary), rated F; Douglass High School (high), rated D. All sit in Memphis-Shelby County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 657 N Holmes St, Memphis, TN compare to other homes in Memphis 38122?

Among the 9,257 homes in Memphis 38122, it is worth more than 89% of them ($199,500 against a typical $111,662), its price per square foot is higher than 89% of them ($150 against a typical $93), it is bigger than 61% of them (1,334 ft² against a typical 1,222 ft²), its lot is bigger than 26% of them (0.17 ac against a typical 0.2 ac) and it is newer than 4% of them (1921 against a typical 1950). Measured against all of Shelby County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 657 N Holmes St, Memphis, TN?

The 2025 property tax bill for 657 N Holmes St, Memphis, TN was $447. The county assessed it at $16,625.

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