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Single Family ResidenceResidential
$1,356,912$415 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $114,032 on Jul 29, 2019

657 RUBY RAYMOND RD

WATERBURY CENTER, VT 05677
3
Beds
3.5
Baths
3,269 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
98.65 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.4M
$1.3M low$1.4M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$114,032 · Jul 29, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$19,291 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$887,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$488,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$399,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$887,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
43
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.98.65
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Brookside Primary SchoolB+
Elementary · Grades PK–4 · 5.8 mi
M
Crossett Brook Middle SchoolA-
Middle · Grades 5–8 · 7.0 mi
H
Harwood Union Middle / High SchoolB+
High · Grades 7–12 · 11.9 mi

District: Harwood Unified School District

Neighborhood · ZIP 05677These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.33
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.77

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.1,435
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.88 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$116,270
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$145,177
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

657 Ruby Raymond Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Waterbury Center 05677
  • Costs more per square foot than 89% of homes in Washington County
  • Bigger than 96% of homes in Washington County
  • Among the largest lots in Waterbury Center 05677
  • Older than 65% of homes in Waterbury Center 05677

What homes are worth in Waterbury Center 05677

Each bar is how many homes fall in that price range. The marker is this home.

This home
$280K$1.3M

This home is worth more than almost all homes in Waterbury Center 05677.

How it measures up in Waterbury Center 05677

The dot is this home. The mark in the middle is the typical home in Waterbury Center 05677.

Estimated value$1,356,912
CheaperTypical $608,548Pricier

Pricier than almost all homes nearby

Price per ft²$415
CheaperTypical $361Pricier

Pricier than 75% of homes nearby

Living area3,269 ft²
SmallerTypical 1,824 ft²Bigger

Bigger than 94% of homes nearby

Lot size98.65 ac
SmallerTypical 2.28 acBigger

Bigger than almost all homes nearby

Year built1974
OlderTypical 1982Newer

Newer than 35% of homes nearby

How 657 Ruby Raymond Rd ranks against every home in each area.
MeasureThis homeWaterbury Center 05677Washington County
Estimated valuepricier than$1,356,912almost all homesalmost all homes
Price per ft²pricier than$41575% of homes89% of homes
Living areabigger than3,269 ft²94% of homes96% of homes
Lot sizebigger than98.65 acalmost all homes98% of homes
Year builtnewer than197435% of homes53% of homes

About 657 Ruby Raymond Rd

How much is 657 Ruby Raymond Rd, Waterbury Center, VT worth?

The TopHap Estimate for 657 Ruby Raymond Rd, Waterbury Center, VT is $1,356,912 as of Oct 21, 2026. The likely range is $1,264,292 to $1,449,532. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 657 Ruby Raymond Rd, Waterbury Center, VT last sell?

657 Ruby Raymond Rd, Waterbury Center, VT last sold on Jul 29, 2019 for $114,032, according to the county's recorded deed.

How big is 657 Ruby Raymond Rd, Waterbury Center, VT?

657 Ruby Raymond Rd, Waterbury Center, VT has 3 bedrooms, 3.5 bathrooms, 3,269 square feet of living space and a 98.65-acre lot.

When was 657 Ruby Raymond Rd, Waterbury Center, VT built?

657 Ruby Raymond Rd, Waterbury Center, VT was built in 1974, making it 52 years old. The building has 1 story.

What schools serve 657 Ruby Raymond Rd, Waterbury Center, VT?

657 Ruby Raymond Rd, Waterbury Center, VT is assigned to Brookside Primary School (elementary), rated B+; Crossett Brook Middle School (middle), rated A-; Harwood Union Middle / High School (high), rated B+. All sit in Harwood Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 657 Ruby Raymond Rd, Waterbury Center, VT compare to other homes in Waterbury Center 05677?

Among the 875 homes in Waterbury Center 05677, it is worth more than almost all of them ($1,356,912 against a typical $608,548), its price per square foot is higher than 75% of them ($415 against a typical $361), it is bigger than 94% of them (3,269 ft² against a typical 1,824 ft²), its lot is bigger than almost all of them (98.65 ac against a typical 2.28 ac) and it is newer than 35% of them (1974 against a typical 1982). Measured against all of Washington County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 657 Ruby Raymond Rd, Waterbury Center, VT?

The 2025 property tax bill for 657 Ruby Raymond Rd, Waterbury Center, VT was $19,291. The county assessed it at $887,200.

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