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Single Family ResidenceResidential
$122,398$72 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

657 S 38TH ST

LOUISVILLE, KY 40211
3
Beds
1
Baths
1,704 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1919
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$122K
$110K low$134K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,049 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$81,670 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$78,670
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$81,670
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$81,670

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyJefferson
Lot (acres)The size of the land the home sits on, from county records.0.13
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 189 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Foster Elementary SchoolF
Elementary · Grades KG–5 · 1.1 mi
M
Stuart Middle SchoolF
Middle · Grades 7–8 · 10.1 mi
H
Fairdale High SchoolD-
High · Grades 9–12 · 10.3 mi

District: Jefferson County School District

Neighborhood · ZIP 40211These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.170
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.49

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.42%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.21,782
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,079 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$38,946
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$52,184
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

657 S 38th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Jefferson County
  • Costs less per square foot than 96% of homes in Jefferson County
  • Bigger than 83% of homes in Louisville 40211
  • Has a smaller lot than 81% of homes in Jefferson County
  • Older than 91% of homes in Jefferson County

What homes are worth in Louisville 40211

Each bar is how many homes fall in that price range. The marker is this home.

This home
$41K$249K

This home is worth more than 67% of homes in Louisville 40211.

How it measures up in Louisville 40211

The dot is this home. The mark in the middle is the typical home in Louisville 40211.

Estimated value$122,398
CheaperTypical $97,112Pricier

Pricier than 67% of homes nearby

Price per ft²$72
CheaperTypical $81Pricier

Pricier than 38% of homes nearby

Living area1,704 ft²
SmallerTypical 1,190 ft²Bigger

Bigger than 83% of homes nearby

Lot size0.13 ac
SmallerTypical 0.13 acBigger

Bigger than 49% of homes nearby

Year built1919
OlderTypical 1925Newer

Newer than 28% of homes nearby

How 657 S 38th St ranks against every home in each area.
MeasureThis homeShawneeLouisville 40211Jefferson County
Estimated valuepricier than$122,39865% of homes67% of homes9% of homes
Price per ft²pricier than$7222% of homes38% of homes4% of homes
Living areabigger than1,704 ft²82% of homes83% of homes69% of homes
Lot sizebigger than0.13 ac55% of homes49% of homes19% of homes
Year builtnewer than191919% of homes28% of homes9% of homes

About 657 S 38th St

How much is 657 S 38th St, Louisville, KY worth?

The TopHap Estimate for 657 S 38th St, Louisville, KY is $122,398 as of Oct 21, 2026. The likely range is $110,392 to $134,404. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 657 S 38th St, Louisville, KY?

657 S 38th St, Louisville, KY has 3 bedrooms, 1 bathrooms, 1,704 square feet of living space and a 0.13-acre lot.

When was 657 S 38th St, Louisville, KY built?

657 S 38th St, Louisville, KY was built in 1919, making it 107 years old. It is a conventional home. The building has 2 stories.

What schools serve 657 S 38th St, Louisville, KY?

657 S 38th St, Louisville, KY is assigned to Foster Elementary School (elementary), rated F; Stuart Middle School (middle), rated F; Fairdale High School (high), rated D-. All sit in Jefferson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 657 S 38th St, Louisville, KY compare to other homes in Louisville 40211?

Among the 7,965 homes in Louisville 40211, it is worth more than 67% of them ($122,398 against a typical $97,112), its price per square foot is higher than 38% of them ($72 against a typical $81), it is bigger than 83% of them (1,704 ft² against a typical 1,190 ft²), its lot is bigger than 49% of them (0.13 ac against a typical 0.13 ac) and it is newer than 28% of them (1919 against a typical 1925). Measured against all of Jefferson County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 657 S 38th St, Louisville, KY?

The 2024 property tax bill for 657 S 38th St, Louisville, KY was $1,049. The county assessed it at $81,670.

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