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Single Family ResidenceResidential
$580,267$322 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $449,842 on May 10, 2021

6640 GARFIELD RD

FREELAND, MI 48623
3
Beds
2.5
Baths
1,804 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
9.9 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$580K
$561K low$599K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$449,842 · May 10, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,983 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$283,600 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$282,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$567,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.26
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
60
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAGINAW
Lot (acres)The size of the land the home sits on, from county records.9.90
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Freeland Learning Center
Elementary · Grades PK–1 · 1.9 mi
M
Freeland Middle Schoolhigh SchoolA-
Middle · Grades 6–12 · 1.9 mi

District: Freeland Community School District

Neighborhood · ZIP 48623These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.47
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.14,881
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.218 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$92,466
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,995
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

6640 Garfield Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Saginaw County
  • Among the highest price per square foot in Saginaw County
  • Bigger than 75% of homes in Saginaw County
  • Has a bigger lot than 95% of homes in Saginaw County
  • Among the newest homes in Saginaw County

What homes are worth in Freeland 48623

Each bar is how many homes fall in that price range. The marker is this home.

This home
$102K$672K

This home is worth more than 95% of homes in Freeland 48623.

How it measures up in Freeland 48623

The dot is this home. The mark in the middle is the typical home in Freeland 48623.

Estimated value$580,267
CheaperTypical $294,930Pricier

Pricier than 95% of homes nearby

Price per ft²$322
CheaperTypical $175Pricier

Pricier than almost all homes nearby

Living area1,804 ft²
SmallerTypical 1,698 ft²Bigger

Bigger than 57% of homes nearby

Lot size9.9 ac
SmallerTypical 0.69 acBigger

Bigger than 93% of homes nearby

Year built2021
OlderTypical 1992Newer

Newer than 97% of homes nearby

How 6640 Garfield Rd ranks against every home in each area.
MeasureThis homeFreeland 48623Saginaw County
Estimated valuepricier than$580,26795% of homes98% of homes
Price per ft²pricier than$322almost all homesalmost all homes
Living areabigger than1,804 ft²57% of homes75% of homes
Lot sizebigger than9.9 ac93% of homes95% of homes
Year builtnewer than202197% of homesalmost all homes

About 6640 Garfield Rd

How much is 6640 Garfield Rd, Freeland, MI worth?

The TopHap Estimate for 6640 Garfield Rd, Freeland, MI is $580,267 as of Sep 24, 2026. The likely range is $561,326 to $599,208. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 6640 Garfield Rd, Freeland, MI last sell?

6640 Garfield Rd, Freeland, MI last sold on May 10, 2021 for $449,842, according to the county's recorded deed.

How big is 6640 Garfield Rd, Freeland, MI?

6640 Garfield Rd, Freeland, MI has 3 bedrooms, 2.5 bathrooms, 1,804 square feet of living space and a 9.90-acre lot.

When was 6640 Garfield Rd, Freeland, MI built?

6640 Garfield Rd, Freeland, MI was built in 2021, making it 5 years old. The building has 1 story.

What schools serve 6640 Garfield Rd, Freeland, MI?

6640 Garfield Rd, Freeland, MI is assigned to Freeland Learning Center (elementary); Freeland Middle Schoolhigh School (middle), rated A-. All sit in Freeland Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 6640 Garfield Rd, Freeland, MI compare to other homes in Freeland 48623?

Among the 5,164 homes in Freeland 48623, it is worth more than 95% of them ($580,267 against a typical $294,930), its price per square foot is higher than almost all of them ($322 against a typical $175), it is bigger than 57% of them (1,804 ft² against a typical 1,698 ft²), its lot is bigger than 93% of them (9.9 ac against a typical 0.69 ac) and it is newer than 97% of them (2021 against a typical 1992). Measured against all of Saginaw County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 6640 Garfield Rd, Freeland, MI?

The 2025 property tax bill for 6640 Garfield Rd, Freeland, MI was $8,983. The county assessed it at $283,600.

More homes on Garfield Rd

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Assigned schools

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