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Single Family ResidentialResidential
$778,933$258 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $94,000 on Nov 3, 2020

68 RACKING HORSE LN

FLETCHER, NC 28732
3
Beds
3 / 1
Baths
3,019 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.35 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$779K
$642K low$916K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$94,000 · Nov 3, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$304,133
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$243,306
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.59%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$384,800
MOVEMENT MORTGAGE LLC · recorded Aug 28, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$90,000
STATE EMPLOYEES CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,479 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$492,300 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$492,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$492,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.28 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyBuncombe
Lot (acres)The size of the land the home sits on, from county records.2.35
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 84 ft²Patio · 84 ft²Porch · 224 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Cane Creek Middle SchoolB
Middle · Grades 6–8 · 1.0 mi
E
Fairview Elementary SchoolA
Elementary · Grades KG–5 · 2.8 mi
H
A.C. Reynolds High SchoolA-
High · Grades 9–12 · 5.6 mi

District: Buncombe County Schools

Neighborhood · ZIP 28732These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.105

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.20,099
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.500 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,338
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,836
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

68 Racking Horse Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Fletcher 28732
  • Costs less per square foot than 74% of homes in Buncombe County
  • Bigger than 94% of homes in Buncombe County
  • Has a bigger lot than 88% of homes in Buncombe County
  • Older than 70% of homes in Fletcher 28732

What homes are worth in Fletcher 28732

Each bar is how many homes fall in that price range. The marker is this home.

This home
$197K$1.5M

This home is worth more than 90% of homes in Fletcher 28732.

How it measures up in Fletcher 28732

The dot is this home. The mark in the middle is the typical home in Fletcher 28732.

Estimated value$778,933
CheaperTypical $445,000Pricier

Pricier than 90% of homes nearby

Price per ft²$258
CheaperTypical $252Pricier

Pricier than 54% of homes nearby

Living area3,019 ft²
SmallerTypical 1,743 ft²Bigger

Bigger than 91% of homes nearby

Lot size2.35 ac
SmallerTypical 0.5 acBigger

Bigger than 87% of homes nearby

Year built1991
OlderTypical 2002Newer

Newer than 30% of homes nearby

How 68 Racking Horse Ln ranks against every home in each area.
MeasureThis homeFletcher 28732Buncombe County
Estimated valuepricier than$778,93390% of homes83% of homes
Price per ft²pricier than$25854% of homes26% of homes
Living areabigger than3,019 ft²91% of homes94% of homes
Lot sizebigger than2.35 ac87% of homes88% of homes
Year builtnewer than199130% of homes55% of homes

About 68 Racking Horse Ln

How much is 68 Racking Horse Ln, Fletcher, NC worth?

The TopHap Estimate for 68 Racking Horse Ln, Fletcher, NC is $778,933 as of Jul 14, 2026. The likely range is $642,135 to $915,732. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 68 Racking Horse Ln, Fletcher, NC last sell?

68 Racking Horse Ln, Fletcher, NC last sold on Nov 3, 2020 for $94,000, according to the county's recorded deed.

How big is 68 Racking Horse Ln, Fletcher, NC?

68 Racking Horse Ln, Fletcher, NC has 3 bedrooms, 3 bathrooms, 3,019 square feet of living space and a 2.35-acre lot.

When was 68 Racking Horse Ln, Fletcher, NC built?

68 Racking Horse Ln, Fletcher, NC was built in 1991, making it 35 years old. It is a conventional home. The building has 2 stories.

What schools serve 68 Racking Horse Ln, Fletcher, NC?

68 Racking Horse Ln, Fletcher, NC is assigned to Cane Creek Middle School (middle), rated B; Fairview Elementary School (elementary), rated A; A.C. Reynolds High School (high), rated A-. All sit in Buncombe County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 68 Racking Horse Ln, Fletcher, NC compare to other homes in Fletcher 28732?

Among the 8,206 homes in Fletcher 28732, it is worth more than 90% of them ($778,933 against a typical $445,000), its price per square foot is higher than 54% of them ($258 against a typical $252), it is bigger than 91% of them (3,019 ft² against a typical 1,743 ft²), its lot is bigger than 87% of them (2.35 ac against a typical 0.5 ac) and it is newer than 30% of them (1991 against a typical 2002). Measured against all of Buncombe County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 68 Racking Horse Ln, Fletcher, NC?

The 2025 property tax bill for 68 Racking Horse Ln, Fletcher, NC was $3,479. The county assessed it at $492,300.

Closest homes

More homes in Fletcher 28732

Assigned schools

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