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Single Family ResidenceResidential
$278,018$210 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $138,750 on Jan 19, 2006

681 CLOVER DR

COVINGTON, KY 41015
3
Beds
2
Baths
1,325 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.49 ac
Lot SizeThe size of the land the home sits on, from county records.
1958
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$278K
$257K low$299K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$138,750 · Jan 19, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,725 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$238,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$193,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$223,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$238,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKENTON
Lot (acres)The size of the land the home sits on, from county records.0.49
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Taylor Mill Elementary SchoolA
Elementary · Grades PK–5 · 0.2 mi
M
Woodland Middle SchoolA-
Middle · Grades 6–8 · 1.1 mi
H
Scott High SchoolB
High · Grades 9–12 · 1.1 mi

District: Kenton County School District

Neighborhood · ZIP 41015These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.207
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.22,052
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.841 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,880
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,828
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

681 Clover Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Latonia 41015
  • Costs more per square foot than 88% of homes in Latonia 41015
  • Has a bigger lot than 81% of homes in Kenton County
  • Older than 67% of homes in Kenton County

What homes are worth in Latonia 41015

Each bar is how many homes fall in that price range. The marker is this home.

This home
$83K$581K

This home is worth more than 69% of homes in Latonia 41015.

How it measures up in Latonia 41015

The dot is this home. The mark in the middle is the typical home in Latonia 41015.

Estimated value$278,018
CheaperTypical $202,359Pricier

Pricier than 69% of homes nearby

Price per ft²$210
CheaperTypical $155Pricier

Pricier than 88% of homes nearby

Living area1,325 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 49% of homes nearby

Lot size0.49 ac
SmallerTypical 0.24 acBigger

Bigger than 77% of homes nearby

Year built1958
OlderTypical 1953Newer

Newer than 57% of homes nearby

How 681 Clover Dr ranks against every home in each area.
MeasureThis homeLatonia 41015Kenton County
Estimated valuepricier than$278,01869% of homes51% of homes
Price per ft²pricier than$21088% of homes64% of homes
Living areabigger than1,325 ft²49% of homes43% of homes
Lot sizebigger than0.49 ac77% of homes81% of homes
Year builtnewer than195857% of homes33% of homes

About 681 Clover Dr

How much is 681 Clover Dr, Covington, KY worth?

The TopHap Estimate for 681 Clover Dr, Covington, KY is $278,018 as of Sep 24, 2026. The likely range is $257,268 to $298,768. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 681 Clover Dr, Covington, KY last sell?

681 Clover Dr, Covington, KY last sold on Jan 19, 2006 for $138,750, according to the county's recorded deed.

How big is 681 Clover Dr, Covington, KY?

681 Clover Dr, Covington, KY has 3 bedrooms, 2 bathrooms, 1,325 square feet of living space and a 0.49-acre lot.

When was 681 Clover Dr, Covington, KY built?

681 Clover Dr, Covington, KY was built in 1958, making it 68 years old. The building has 1 story.

What schools serve 681 Clover Dr, Covington, KY?

681 Clover Dr, Covington, KY is assigned to Taylor Mill Elementary School (elementary), rated A; Woodland Middle School (middle), rated A-; Scott High School (high), rated B. All sit in Kenton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 681 Clover Dr, Covington, KY compare to other homes in Latonia 41015?

Among the 7,524 homes in Latonia 41015, it is worth more than 69% of them ($278,018 against a typical $202,359), its price per square foot is higher than 88% of them ($210 against a typical $155), it is bigger than 49% of them (1,325 ft² against a typical 1,344 ft²), its lot is bigger than 77% of them (0.49 ac against a typical 0.24 ac) and it is newer than 57% of them (1958 against a typical 1953). Measured against all of Kenton County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 681 Clover Dr, Covington, KY?

The 2025 property tax bill for 681 Clover Dr, Covington, KY was $1,725. The county assessed it at $238,200.

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