Skip to content
Skip to content
TopHapOpen in map
Seasonal, Cabin, Vacation ResidenceResidential
Last sold for $158,500 on Dec 1, 1997

681 RIVER RIDGE RD

CLARKESVILLE, GA 30523
3
Beds
2
Baths
1,800 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$158,500 · Dec 1, 1997
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$216,000
REGIONS BANK · recorded Feb 24, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
WACHOVIA BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,123 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$163,818 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$27,888
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$135,930
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$157,248
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$409,544

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Seasonal, Cabin, Vacation Residence
CountyHabersham
Lot (acres)The size of the land the home sits on, from county records.2.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 300 ft²Patio · 316 ft²Porch · 537 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fairview Elementary SchoolB+
Elementary · Grades PK–5 · 7.2 mi
M
North Habersham Middle SchoolA
Middle · Grades 6–8 · 8.5 mi
H
Habersham Success Academy
High · Grades 6–12 · 11.3 mi

District: Habersham County School District

Neighborhood · ZIP 30523These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.81

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.15,078
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.80 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,274
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,369
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.67 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

681 River Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 65% of homes in Habersham County

How it measures up in Clarkesville 30523

The dot is this home. The mark in the middle is the typical home in Clarkesville 30523.

Living area1,800 ft²
SmallerTypical 1,708 ft²Bigger

Bigger than 56% of homes nearby

Lot size2 ac
SmallerTypical 1.77 acBigger

Bigger than 55% of homes nearby

Year built1994
OlderTypical 1995Newer

Newer than 50% of homes nearby

How 681 River Ridge Rd ranks against every home in each area.
MeasureThis homeClarkesville 30523Habersham County
Living areabigger than1,800 ft²56% of homes64% of homes
Lot sizebigger than2 ac55% of homes65% of homes
Year builtnewer than199450% of homes54% of homes

About 681 River Ridge Rd

When did 681 River Ridge Rd, Clarkesville, GA last sell?

681 River Ridge Rd, Clarkesville, GA last sold on Dec 1, 1997 for $158,500, according to the county's recorded deed.

How big is 681 River Ridge Rd, Clarkesville, GA?

681 River Ridge Rd, Clarkesville, GA has 3 bedrooms, 2 bathrooms, 1,800 square feet of living space and a 2.00-acre lot.

When was 681 River Ridge Rd, Clarkesville, GA built?

681 River Ridge Rd, Clarkesville, GA was built in 1994, making it 32 years old. The building has 2 stories.

What schools serve 681 River Ridge Rd, Clarkesville, GA?

681 River Ridge Rd, Clarkesville, GA is assigned to Fairview Elementary School (elementary), rated B+; North Habersham Middle School (middle), rated A; Habersham Success Academy (high). All sit in Habersham County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 681 River Ridge Rd, Clarkesville, GA compare to other homes in Clarkesville 30523?

Among the 6,466 homes in Clarkesville 30523, it is bigger than 56% of them (1,800 ft² against a typical 1,708 ft²), its lot is bigger than 55% of them (2 ac against a typical 1.77 ac) and it is newer than 50% of them (1994 against a typical 1995). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 681 River Ridge Rd, Clarkesville, GA?

The 2025 property tax bill for 681 River Ridge Rd, Clarkesville, GA was $1,123. The county assessed it at $163,818.

More homes on River Ridge Rd

Closest homes

More homes in Clarkesville 30523

Assigned schools

Explore the area

See this home in context

Open 681 River Ridge Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map