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Rural ResidenceResidential
$357,227$192 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

681 ROUTE 32

STILLWATER, NY 12170
3
Beds
1.5
Baths
1,864 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
112.89 ac
Lot SizeThe size of the land the home sits on, from county records.
1843
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$357K
$337K low$377K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,257 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$250,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$203,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$46,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$250,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$420,168

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
53
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.17 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySARATOGA
Lot (acres)The size of the land the home sits on, from county records.112.89
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 358 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Schuylerville Middle SchoolA-
Middle · Grades 6–8 · 7.6 mi
E
Schuylerville Elementary SchoolB
Elementary · Grades PK–5 · 7.6 mi
H
Schuylerville High SchoolA
High · Grades 9–12 · 7.6 mi

District: Schuylerville Central School District

Neighborhood · ZIP 12170These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.5,586
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.181 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$98,822
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$111,034
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

681 Route 32 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Saratoga County
  • Costs less per square foot than 85% of homes in Saratoga County
  • Among the largest lots in Stillwater 12170
  • Among the oldest homes in Saratoga County

What homes are worth in Stillwater 12170

Each bar is how many homes fall in that price range. The marker is this home.

This home
$148K$1.1M

This home is worth more than 57% of homes in Stillwater 12170.

How it measures up in Stillwater 12170

The dot is this home. The mark in the middle is the typical home in Stillwater 12170.

Estimated value$357,227
CheaperTypical $335,919Pricier

Pricier than 57% of homes nearby

Price per ft²$192
CheaperTypical $212Pricier

Pricier than 38% of homes nearby

Living area1,864 ft²
SmallerTypical 1,656 ft²Bigger

Bigger than 61% of homes nearby

Lot size112.89 ac
SmallerTypical 0.7 acBigger

Bigger than almost all homes nearby

Year built1843
OlderTypical 1981Newer

Newer than 3% of homes nearby

How 681 Route 32 ranks against every home in each area.
MeasureThis homeStillwater 12170Saratoga County
Estimated valuepricier than$357,22757% of homes31% of homes
Price per ft²pricier than$19238% of homes15% of homes
Living areabigger than1,864 ft²61% of homes54% of homes
Lot sizebigger than112.89 acalmost all homesalmost all homes
Year builtnewer than18433% of homesalmost no homes

About 681 Route 32

How much is 681 Route 32, Stillwater, NY worth?

The TopHap Estimate for 681 Route 32, Stillwater, NY is $357,227 as of Sep 24, 2026. The likely range is $337,298 to $377,156. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 681 Route 32, Stillwater, NY last sell?

681 Route 32, Stillwater, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 681 Route 32, Stillwater, NY?

681 Route 32, Stillwater, NY has 3 bedrooms, 1.5 bathrooms, 1,864 square feet of living space and a 112.89-acre lot.

When was 681 Route 32, Stillwater, NY built?

681 Route 32, Stillwater, NY was built in 1843, making it 183 years old. It is a traditional/old home. The building has 1 story.

What schools serve 681 Route 32, Stillwater, NY?

681 Route 32, Stillwater, NY is assigned to Schuylerville Middle School (middle), rated A-; Schuylerville Elementary School (elementary), rated B; Schuylerville High School (high), rated A. All sit in Schuylerville Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 681 Route 32, Stillwater, NY compare to other homes in Stillwater 12170?

Among the 1,824 homes in Stillwater 12170, it is worth more than 57% of them ($357,227 against a typical $335,919), its price per square foot is higher than 38% of them ($192 against a typical $212), it is bigger than 61% of them (1,864 ft² against a typical 1,656 ft²), its lot is bigger than almost all of them (112.89 ac against a typical 0.7 ac) and it is newer than 3% of them (1843 against a typical 1981). Measured against all of Saratoga County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 681 Route 32, Stillwater, NY?

The 2025 property tax bill for 681 Route 32, Stillwater, NY was $6,257. The county assessed it at $250,000.

More homes on Route 32

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More homes in Stillwater 12170

Assigned schools

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