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Single Family ResidenceResidential
$380,619$155 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $193,000 on Mar 2, 2020

685 BERNARD ST

CLAYTON, NJ 08312
0
Baths
2,452 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.61 ac
Lot SizeThe size of the land the home sits on, from county records.
1971
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$381K
$363K low$398K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$193,000 · Mar 2, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,045 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$411,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$90,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$321,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$352,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$411,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
73
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGLOUCESTER
Lot (acres)The size of the land the home sits on, from county records.0.61
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Herma S. Simmons Elementary SchoolD+
Elementary · Grades PK–5 · 0.3 mi
M
Clayton Middle SchoolD+
Middle · Grades 6–8 · 1.3 mi
H
Clayton High SchoolD
High · Grades 9–12 · 1.3 mi

District: Clayton Borough School District

Neighborhood · ZIP 08312These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.7,055
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,359 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$98,144
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$117,545
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

685 Bernard St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Clayton 08312
  • Costs less per square foot than 95% of homes in Gloucester County
  • Bigger than 92% of homes in Clayton 08312
  • Has a bigger lot than 88% of homes in Clayton 08312

What homes are worth in Clayton 08312

Each bar is how many homes fall in that price range. The marker is this home.

This home
$192K$532K

This home is worth more than 72% of homes in Clayton 08312.

How it measures up in Clayton 08312

The dot is this home. The mark in the middle is the typical home in Clayton 08312.

Estimated value$380,619
CheaperTypical $312,387Pricier

Pricier than 72% of homes nearby

Price per ft²$155
CheaperTypical $212Pricier

Pricier than 8% of homes nearby

Living area2,452 ft²
SmallerTypical 1,570 ft²Bigger

Bigger than 92% of homes nearby

Lot size0.61 ac
SmallerTypical 0.26 acBigger

Bigger than 88% of homes nearby

Year built1971
OlderTypical 1973Newer

Newer than 48% of homes nearby

How 685 Bernard St ranks against every home in each area.
MeasureThis homeClayton 08312Gloucester County
Estimated valuepricier than$380,61972% of homes51% of homes
Price per ft²pricier than$1558% of homes5% of homes
Living areabigger than2,452 ft²92% of homes81% of homes
Lot sizebigger than0.61 ac88% of homes80% of homes
Year builtnewer than197148% of homes41% of homes

About 685 Bernard St

How much is 685 Bernard St, Clayton, NJ worth?

The TopHap Estimate for 685 Bernard St, Clayton, NJ is $380,619 as of Oct 21, 2026. The likely range is $363,420 to $397,818. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 685 Bernard St, Clayton, NJ last sell?

685 Bernard St, Clayton, NJ last sold on Mar 2, 2020 for $193,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 685 Bernard St, Clayton, NJ?

685 Bernard St, Clayton, NJ has 2,452 square feet of living space and a 0.61-acre lot.

When was 685 Bernard St, Clayton, NJ built?

685 Bernard St, Clayton, NJ was built in 1971, making it 55 years old. The building has 2 stories.

What schools serve 685 Bernard St, Clayton, NJ?

685 Bernard St, Clayton, NJ is assigned to Herma S. Simmons Elementary School (elementary), rated D+; Clayton Middle School (middle), rated D+; Clayton High School (high), rated D. All sit in Clayton Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 685 Bernard St, Clayton, NJ compare to other homes in Clayton 08312?

Among the 2,492 homes in Clayton 08312, it is worth more than 72% of them ($380,619 against a typical $312,387), its price per square foot is higher than 8% of them ($155 against a typical $212), it is bigger than 92% of them (2,452 ft² against a typical 1,570 ft²), its lot is bigger than 88% of them (0.61 ac against a typical 0.26 ac) and it is newer than 48% of them (1971 against a typical 1973). Measured against all of Gloucester County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 685 Bernard St, Clayton, NJ?

The 2025 property tax bill for 685 Bernard St, Clayton, NJ was $9,045. The county assessed it at $411,400.

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