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Single Family ResidenceResidential
$444,075$213 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $24,500 on Sep 30, 1994

685 MOUNT ROCK RD

CARLISLE, PA 17015
3
Beds
3 / 1
Baths
2,088 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$444K
$387K low$501K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$24,500 · Sep 30, 1994
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$314,275
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$251,420
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.29%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$129,800
ACNB BANK · recorded Jul 26, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,859 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$247,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$67,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$179,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$247,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$247,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.32 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCumberland
Lot (acres)The size of the land the home sits on, from county records.2.14
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Big Spring High SchoolB
High · Grades 9–12 · 3.3 mi
E
Oak Flat Elementary SchoolB
Elementary · Grades KG–5 · 3.5 mi
M
Big Spring Middle SchoolB
Middle · Grades 6–8 · 3.6 mi

District: Big Spring School District

Neighborhood · ZIP 17015These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.27,227
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.232 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,798
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,762
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

685 Mount Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Cumberland County
  • Costs more per square foot than 68% of homes in Cumberland County
  • Bigger than 69% of homes in Cumberland County
  • Has a bigger lot than 93% of homes in Cumberland County
  • Newer than 73% of homes in Cumberland County

What homes are worth in Carlisle 17015

Each bar is how many homes fall in that price range. The marker is this home.

This home
$189K$842K

This home is worth more than 67% of homes in Carlisle 17015.

How it measures up in Carlisle 17015

The dot is this home. The mark in the middle is the typical home in Carlisle 17015.

Estimated value$444,075
CheaperTypical $374,614Pricier

Pricier than 67% of homes nearby

Price per ft²$213
CheaperTypical $205Pricier

Pricier than 59% of homes nearby

Living area2,088 ft²
SmallerTypical 1,720 ft²Bigger

Bigger than 67% of homes nearby

Lot size2.14 ac
SmallerTypical 0.92 acBigger

Bigger than 79% of homes nearby

Year built1998
OlderTypical 1989Newer

Newer than 72% of homes nearby

How 685 Mount Rock Rd ranks against every home in each area.
MeasureThis homeCarlisle 17015Cumberland County
Estimated valuepricier than$444,07567% of homes76% of homes
Price per ft²pricier than$21359% of homes68% of homes
Living areabigger than2,088 ft²67% of homes69% of homes
Lot sizebigger than2.14 ac79% of homes93% of homes
Year builtnewer than199872% of homes73% of homes

About 685 Mount Rock Rd

How much is 685 Mount Rock Rd, Carlisle, PA worth?

The TopHap Estimate for 685 Mount Rock Rd, Carlisle, PA is $444,075 as of Jul 14, 2026. The likely range is $387,487 to $500,663. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 685 Mount Rock Rd, Carlisle, PA last sell?

685 Mount Rock Rd, Carlisle, PA last sold on Sep 30, 1994 for $24,500, according to the county's recorded deed.

How big is 685 Mount Rock Rd, Carlisle, PA?

685 Mount Rock Rd, Carlisle, PA has 3 bedrooms, 3 bathrooms, 2,088 square feet of living space and a 2.14-acre lot.

When was 685 Mount Rock Rd, Carlisle, PA built?

685 Mount Rock Rd, Carlisle, PA was built in 1998, making it 28 years old. The building has 2 stories.

What schools serve 685 Mount Rock Rd, Carlisle, PA?

685 Mount Rock Rd, Carlisle, PA is assigned to Big Spring High School (high), rated B; Oak Flat Elementary School (elementary), rated B; Big Spring Middle School (middle), rated B. All sit in Big Spring School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 685 Mount Rock Rd, Carlisle, PA compare to other homes in Carlisle 17015?

Among the 8,964 homes in Carlisle 17015, it is worth more than 67% of them ($444,075 against a typical $374,614), its price per square foot is higher than 59% of them ($213 against a typical $205), it is bigger than 67% of them (2,088 ft² against a typical 1,720 ft²), its lot is bigger than 79% of them (2.14 ac against a typical 0.92 ac) and it is newer than 72% of them (1998 against a typical 1989). Measured against all of Cumberland County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 685 Mount Rock Rd, Carlisle, PA?

The 2026 property tax bill for 685 Mount Rock Rd, Carlisle, PA was $4,859. The county assessed it at $247,100.

Closest homes

More homes in Carlisle 17015

Assigned schools

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