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Single Family ResidenceResidential
$41,704$46 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 57How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

685 RIVER RD

BOLIVAR, TN 38008
1
Baths
912 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$42K
$24K low$60K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$14,568
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$11,654
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.59%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$27,136
CITIFINANCIAL INC · recorded Feb 4, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$289 (2022)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$9,775 (2023)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$8,575
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$7,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$39,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHardeman
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Radiant
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 128 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Bolivar Middle SchoolD+
Middle · Grades 6–8 · 4.7 mi
H
Central High SchoolC-
High · Grades 9–12 · 4.7 mi
E
Bolivar Elementary SchoolC
Elementary · Grades PK–5 · 4.8 mi

District: Hardeman County School District

Neighborhood · ZIP 38008These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.141

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.9,903
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.67 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$45,940
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$58,540
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

685 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Bolivar 38008
  • Costs less per square foot than 92% of homes in Bolivar 38008
  • Smaller than 90% of homes in Bolivar 38008
  • Newer than 67% of homes in Bolivar 38008

What homes are worth in Bolivar 38008

Each bar is how many homes fall in that price range. The marker is this home.

This home
$28K$489K

This home is worth more than 6% of homes in Bolivar 38008.

How it measures up in Bolivar 38008

The dot is this home. The mark in the middle is the typical home in Bolivar 38008.

Estimated value$41,704
CheaperTypical $134,017Pricier

Pricier than 6% of homes nearby

Price per ft²$46
CheaperTypical $96Pricier

Pricier than 8% of homes nearby

Living area912 ft²
SmallerTypical 1,384 ft²Bigger

Bigger than 10% of homes nearby

Lot size1 ac
SmallerTypical 0.62 acBigger

Bigger than 64% of homes nearby

Year built1986
OlderTypical 1975Newer

Newer than 67% of homes nearby

How 685 River Rd ranks against every home in each area.
MeasureThis homeBolivar 38008Hardeman County
Estimated valuepricier than$41,7046% of homes6% of homes
Price per ft²pricier than$468% of homes8% of homes
Living areabigger than912 ft²10% of homes12% of homes
Lot sizebigger than1 ac64% of homes47% of homes
Year builtnewer than198667% of homes59% of homes

About 685 River Rd

How much is 685 River Rd, Bolivar, TN worth?

The TopHap Estimate for 685 River Rd, Bolivar, TN is $41,704 as of Jul 14, 2026. The likely range is $23,845 to $59,563. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 685 River Rd, Bolivar, TN last sell?

685 River Rd, Bolivar, TN last sold on Oct 7, 1991, according to the county's recorded deed.

How big is 685 River Rd, Bolivar, TN?

685 River Rd, Bolivar, TN has 1 bathrooms and 912 square feet of living space.

When was 685 River Rd, Bolivar, TN built?

685 River Rd, Bolivar, TN was built in 1986, making it 40 years old. The building has 1 story.

What schools serve 685 River Rd, Bolivar, TN?

685 River Rd, Bolivar, TN is assigned to Bolivar Middle School (middle), rated D+; Central High School (high), rated C-; Bolivar Elementary School (elementary), rated C. All sit in Hardeman County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 685 River Rd, Bolivar, TN compare to other homes in Bolivar 38008?

Among the 3,788 homes in Bolivar 38008, it is worth more than 6% of them ($41,704 against a typical $134,017), its price per square foot is higher than 8% of them ($46 against a typical $96), it is bigger than 10% of them (912 ft² against a typical 1,384 ft²), its lot is bigger than 64% of them (1 ac against a typical 0.62 ac) and it is newer than 67% of them (1986 against a typical 1975). Measured against all of Hardeman County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 685 River Rd, Bolivar, TN?

The 2022 property tax bill for 685 River Rd, Bolivar, TN was $289. The county assessed it at $9,775.

Closest homes

More homes in Bolivar 38008

Assigned schools

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