Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$388,638$378 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $240,000 on Jul 24, 2014

686 ARBOR DR

WESTMINSTER, MD 21158
1.5
Baths
1,028 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$389K
$368K low$410K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$240,000 · Jul 24, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,354 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$309,767 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$296,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$336,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.17 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Foyer
CountyCARROLL
Lot (acres)The size of the land the home sits on, from county records.1.25
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 360 ft²Shed · 192 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ebb Valley Elementary SchoolB+
Elementary · Grades PK–5 · 4.9 mi
H
Manchester Valley High SchoolB
High · Grades 9–12 · 6.1 mi
M
North Carroll Middle SchoolB+
Middle · Grades 6–8 · 7.1 mi

District: Carroll County Public Schools

Neighborhood · ZIP 21158These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.21,498
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.288 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,468
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$135,145
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

686 Arbor Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Carroll County
  • Costs more per square foot than 97% of homes in Westminster 21158
  • Smaller than 96% of homes in Westminster 21158
  • Has a bigger lot than 70% of homes in Carroll County

What homes are worth in Westminster 21158

Each bar is how many homes fall in that price range. The marker is this home.

This home
$240K$857K

This home is worth more than 36% of homes in Westminster 21158.

How it measures up in Westminster 21158

The dot is this home. The mark in the middle is the typical home in Westminster 21158.

Estimated value$388,638
CheaperTypical $450,272Pricier

Pricier than 36% of homes nearby

Price per ft²$378
CheaperTypical $253Pricier

Pricier than 97% of homes nearby

Living area1,028 ft²
SmallerTypical 1,760 ft²Bigger

Bigger than 4% of homes nearby

Lot size1.24 ac
SmallerTypical 0.79 acBigger

Bigger than 63% of homes nearby

Year built1984
OlderTypical 1987Newer

Newer than 40% of homes nearby

How 686 Arbor Dr ranks against every home in each area.
MeasureThis homeWestminster 21158Carroll County
Estimated valuepricier than$388,63836% of homes30% of homes
Price per ft²pricier than$37897% of homes93% of homes
Living areabigger than1,028 ft²4% of homes6% of homes
Lot sizebigger than1.24 ac63% of homes70% of homes
Year builtnewer than198440% of homes48% of homes

About 686 Arbor Dr

How much is 686 Arbor Dr, Westminster, MD worth?

The TopHap Estimate for 686 Arbor Dr, Westminster, MD is $388,638 as of Sep 24, 2026. The likely range is $367,712 to $409,564. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 686 Arbor Dr, Westminster, MD last sell?

686 Arbor Dr, Westminster, MD last sold on Jul 24, 2014 for $240,000, according to the county's recorded deed.

How big is 686 Arbor Dr, Westminster, MD?

686 Arbor Dr, Westminster, MD has 1.5 bathrooms, 1,028 square feet of living space and a 1.25-acre lot.

When was 686 Arbor Dr, Westminster, MD built?

686 Arbor Dr, Westminster, MD was built in 1984, making it 42 years old. It is a split foyer home. The building has 2 stories.

What schools serve 686 Arbor Dr, Westminster, MD?

686 Arbor Dr, Westminster, MD is assigned to Ebb Valley Elementary School (elementary), rated B+; Manchester Valley High School (high), rated B; North Carroll Middle School (middle), rated B+. All sit in Carroll County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 686 Arbor Dr, Westminster, MD compare to other homes in Westminster 21158?

Among the 7,107 homes in Westminster 21158, it is worth more than 36% of them ($388,638 against a typical $450,272), its price per square foot is higher than 97% of them ($378 against a typical $253), it is bigger than 4% of them (1,028 ft² against a typical 1,760 ft²), its lot is bigger than 63% of them (1.24 ac against a typical 0.79 ac) and it is newer than 40% of them (1984 against a typical 1987). Measured against all of Carroll County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 686 Arbor Dr, Westminster, MD?

The 2026 property tax bill for 686 Arbor Dr, Westminster, MD was $3,354. The county assessed it at $309,767.

More homes on Arbor Dr

Closest homes

More homes in Westminster 21158

Assigned schools

Explore the area

See this home in context

Open 686 Arbor Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map