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Single Family ResidenceResidential
$148,606$117 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $54,000 on May 15, 2006

686 CENTRAL ST

OSHKOSH, WI 54901
3
Beds
1
Baths
1,265 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,106 ft²
Lot SizeThe size of the land the home sits on, from county records.
1919
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$149K
$139K low$159K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$54,000 · May 15, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,026 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$113,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$103,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$113,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$116,206

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWinnebago
Lot (acres)The size of the land the home sits on, from county records.0.05
HeatingThe type of heating system in the home.Yes

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Merrill Middle SchoolC-
Middle · Grades 6–8 · 0.6 mi
E
Read Elementary SchoolD
Elementary · Grades KG–5 · 0.9 mi
H
Oshkosh North High SchoolB-
High · Grades 9–12 · 1.6 mi

District: Oshkosh Area School District

Neighborhood · ZIP 54901These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.38,222
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.592 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,941
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,529
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

686 Central St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Middle Village
  • Costs less per square foot than 93% of homes in Winnebago County
  • Smaller than 85% of homes in Middle Village
  • Among the smallest lots in Oshkosh 54901
  • Older than 86% of homes in Winnebago County

What homes are worth in Oshkosh 54901

Each bar is how many homes fall in that price range. The marker is this home.

This home
$111K$695K

This home is worth more than 7% of homes in Oshkosh 54901.

How it measures up in Oshkosh 54901

The dot is this home. The mark in the middle is the typical home in Oshkosh 54901.

Estimated value$148,606
CheaperTypical $221,598Pricier

Pricier than 7% of homes nearby

Price per ft²$117
CheaperTypical $166Pricier

Pricier than 12% of homes nearby

Living area1,265 ft²
SmallerTypical 1,474 ft²Bigger

Bigger than 34% of homes nearby

Lot size2,106 ft²
SmallerTypical 0.17 acBigger

Smaller than almost all homes nearby

Year built1919
OlderTypical 1926Newer

Newer than 18% of homes nearby

How 686 Central St ranks against every home in each area.
MeasureThis homeMiddle VillageOshkosh 54901Winnebago County
Estimated valuepricier than$148,6065% of homes7% of homes6% of homes
Price per ft²pricier than$11743% of homes12% of homes7% of homes
Living areabigger than1,265 ft²15% of homes34% of homes36% of homes
Lot sizebigger than2,106 ft²5% of homesalmost no homesalmost no homes
Year builtnewer than191932% of homes18% of homes14% of homes

About 686 Central St

How much is 686 Central St, Oshkosh, WI worth?

The TopHap Estimate for 686 Central St, Oshkosh, WI is $148,606 as of Aug 30, 2026. The likely range is $138,647 to $158,565. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 686 Central St, Oshkosh, WI last sell?

686 Central St, Oshkosh, WI last sold on May 15, 2006 for $54,000, according to the county's recorded deed.

How big is 686 Central St, Oshkosh, WI?

686 Central St, Oshkosh, WI has 3 bedrooms, 1 bathrooms, 1,265 square feet of living space and a 0.05-acre lot.

When was 686 Central St, Oshkosh, WI built?

686 Central St, Oshkosh, WI was built in 1919, making it 107 years old. The building has 2 stories.

What schools serve 686 Central St, Oshkosh, WI?

686 Central St, Oshkosh, WI is assigned to Merrill Middle School (middle), rated C-; Read Elementary School (elementary), rated D; Oshkosh North High School (high), rated B-. All sit in Oshkosh Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 686 Central St, Oshkosh, WI compare to other homes in Oshkosh 54901?

Among the 10,577 homes in Oshkosh 54901, it is worth more than 7% of them ($148,606 against a typical $221,598), its price per square foot is higher than 12% of them ($117 against a typical $166), it is bigger than 34% of them (1,265 ft² against a typical 1,474 ft²), its lot is bigger than almost none of them (2,106 ft² against a typical 0.17 ac) and it is newer than 18% of them (1919 against a typical 1926). Measured against all of Winnebago County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 686 Central St, Oshkosh, WI?

The 2025 property tax bill for 686 Central St, Oshkosh, WI was $2,026. The county assessed it at $113,500.

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