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CondominiumResidential
$275,000$277 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

686 CLEARWATER DR

CAMDENTON, MO 65020
Building report
1
Baths
991 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2005
Year BuiltThe year the home was originally built, according to county records.

Valuation

$275K
$258K low$292K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$919 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$20,340 (2025)
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$107,053

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyCAMDEN
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dogwood Elementary School
Elementary · Grades PK–2 · 2.3 mi
M
Camdenton Middle SchoolA-
Middle · Grades 7–8 · 2.3 mi
H
Camdenton High SchoolA
High · Grades 9–12 · 2.8 mi

District: Camdenton R-Iii School District

Neighborhood · ZIP 65020These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.64%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.14,042
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.101 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,622
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,838
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

686 Clearwater Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Camdenton 65020
  • Costs more per square foot than 68% of homes in Camdenton 65020
  • Smaller than 86% of homes in Camdenton 65020
  • Newer than 87% of homes in Camden County

What homes are worth in Camdenton 65020

Each bar is how many homes fall in that price range. The marker is this home.

This home
$150K$1.1M

This home is worth more than 27% of homes in Camdenton 65020.

How it measures up in Camdenton 65020

The dot is this home. The mark in the middle is the typical home in Camdenton 65020.

Estimated value$275,000
CheaperTypical $380,831Pricier

Pricier than 27% of homes nearby

Price per ft²$277
CheaperTypical $239Pricier

Pricier than 68% of homes nearby

Living area991 ft²
SmallerTypical 1,603 ft²Bigger

Bigger than 14% of homes nearby

Year built2005
OlderTypical 1992Newer

Newer than 82% of homes nearby

How 686 Clearwater Dr ranks against every home in each area.
MeasureThis homeCamdenton 65020Camden County
Estimated valuepricier than$275,00027% of homes31% of homes
Price per ft²pricier than$27768% of homes59% of homes
Living areabigger than991 ft²14% of homes19% of homes
Year builtnewer than200582% of homes87% of homes

About 686 Clearwater Dr

How much is 686 Clearwater Dr, Camdenton, MO worth?

The TopHap Estimate for 686 Clearwater Dr, Camdenton, MO is $275,000 as of Sep 24, 2026. The likely range is $258,264 to $291,736. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 686 Clearwater Dr, Camdenton, MO last sell?

686 Clearwater Dr, Camdenton, MO last sold on Oct 21, 2026, according to the county's recorded deed.

How big is 686 Clearwater Dr, Camdenton, MO?

686 Clearwater Dr, Camdenton, MO has 1 bathrooms and 991 square feet of living space.

When was 686 Clearwater Dr, Camdenton, MO built?

686 Clearwater Dr, Camdenton, MO was built in 2005, making it 21 years old. It is a condo/apartment home.

What schools serve 686 Clearwater Dr, Camdenton, MO?

686 Clearwater Dr, Camdenton, MO is assigned to Dogwood Elementary School (elementary); Camdenton Middle School (middle), rated A-; Camdenton High School (high), rated A. All sit in Camdenton R-Iii School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 686 Clearwater Dr, Camdenton, MO compare to other homes in Camdenton 65020?

Among the 13,700 homes in Camdenton 65020, it is worth more than 27% of them ($275,000 against a typical $380,831), its price per square foot is higher than 68% of them ($277 against a typical $239), it is bigger than 14% of them (991 ft² against a typical 1,603 ft²) and it is newer than 82% of them (2005 against a typical 1992). Measured against all of Camden County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 686 Clearwater Dr, Camdenton, MO?

The 2025 property tax bill for 686 Clearwater Dr, Camdenton, MO was $919. The county assessed it at $20,340.

More homes on Clearwater Dr

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Assigned schools

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