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Single Family ResidenceResidential
$49,694$36 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

686 GARZA ST

ROMA, TX 78584
1
Baths
1,394 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,838 ft²
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.

Valuation

$50K
$46K low$53K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$529 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$69,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,760
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$64,040
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$47,140
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$69,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.60
65
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
85
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
100
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
30
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTARR
Lot (acres)The size of the land the home sits on, from county records.0.09
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Roel A. & Celia R. Saenz Elementary SchoolA+
Elementary · Grades PK–5 · 1.0 mi
H
Roma High SchoolD
High · Grades 9–12 · 2.9 mi
M
Roma Middle SchoolB
Middle · Grades 6–8 · 3.1 mi

District: Roma Independent School District

Neighborhood · ZIP 78584These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.44%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.3%
PopulationHow many people live in this area.19,917
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.63 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$26,517
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$37,168
Average tempThe average temperature here across a full year.74°F
Annual precipHow much rain and melted snow falls here in a typical year.21 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

686 Garza St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Roma 78584
  • Costs less per square foot than 94% of homes in Roma 78584
  • Has a smaller lot than 97% of homes in Starr County

What homes are worth in Roma 78584

Each bar is how many homes fall in that price range. The marker is this home.

This home
$35K$237K

This home is worth more than 14% of homes in Roma 78584.

How it measures up in Roma 78584

The dot is this home. The mark in the middle is the typical home in Roma 78584.

Estimated value$49,694
CheaperTypical $85,510Pricier

Pricier than 14% of homes nearby

Price per ft²$36
CheaperTypical $62Pricier

Pricier than 6% of homes nearby

Living area1,394 ft²
SmallerTypical 1,380 ft²Bigger

Bigger than 51% of homes nearby

Lot size3,838 ft²
SmallerTypical 0.16 acBigger

Bigger than 4% of homes nearby

How 686 Garza St ranks against every home in each area.
MeasureThis homeRoma 78584Starr County
Estimated valuepricier than$49,69414% of homes14% of homes
Price per ft²pricier than$366% of homes9% of homes
Living areabigger than1,394 ft²51% of homes51% of homes
Lot sizebigger than3,838 ft²4% of homes3% of homes

About 686 Garza St

How much is 686 Garza St, Roma, TX worth?

The TopHap Estimate for 686 Garza St, Roma, TX is $49,694 as of Sep 24, 2026. The likely range is $46,151 to $53,237. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 686 Garza St, Roma, TX last sell?

686 Garza St, Roma, TX last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 686 Garza St, Roma, TX?

686 Garza St, Roma, TX has 1 bathrooms, 1,394 square feet of living space and a 0.09-acre lot.

What schools serve 686 Garza St, Roma, TX?

686 Garza St, Roma, TX is assigned to Roel A. & Celia R. Saenz Elementary School (elementary), rated A+; Roma High School (high), rated D; Roma Middle School (middle), rated B. All sit in Roma Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 686 Garza St, Roma, TX compare to other homes in Roma 78584?

Among the 6,151 homes in Roma 78584, it is worth more than 14% of them ($49,694 against a typical $85,510), its price per square foot is higher than 6% of them ($36 against a typical $62), it is bigger than 51% of them (1,394 ft² against a typical 1,380 ft²) and its lot is bigger than 4% of them (3,838 ft² against a typical 0.16 ac). Measured against all of Starr County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 686 Garza St, Roma, TX?

The 2025 property tax bill for 686 Garza St, Roma, TX was $529. The county assessed it at $69,800.

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