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Single Family ResidenceResidential
$621,154$255 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $420,000 on Mar 29, 2006

686 MAIN ST

BELFORD, NJ 07718
4
Beds
2
Baths
2,440 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1911
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$621K
$580K low$662K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$420,000 · Mar 29, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,711 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$618,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$307,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$311,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$601,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$618,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.21 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.72%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyMONMOUTH
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bayview Elementary SchoolC
Elementary · Grades KG–5 · 0.9 mi
M
Bayshore Middle SchoolB+
Middle · Grades 6–8 · 1.8 mi
H
Middletown High School NorthC
High · Grades 9–12 · 1.8 mi

District: Middletown Township School District

Neighborhood · ZIP 07718These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.61
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.96

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.5,096
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,092 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$150,780
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$165,342
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

686 Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in Monmouth County
  • Costs less per square foot than 97% of homes in Belford 07718
  • Bigger than 90% of homes in Belford 07718
  • Has a smaller lot than 77% of homes in Belford 07718
  • Older than 94% of homes in Monmouth County

What homes are worth in Belford 07718

Each bar is how many homes fall in that price range. The marker is this home.

This home
$384K$988K

This home is worth more than 45% of homes in Belford 07718.

How it measures up in Belford 07718

The dot is this home. The mark in the middle is the typical home in Belford 07718.

Estimated value$621,154
CheaperTypical $637,578Pricier

Pricier than 45% of homes nearby

Price per ft²$255
CheaperTypical $393Pricier

Pricier than 3% of homes nearby

Living area2,440 ft²
SmallerTypical 1,561 ft²Bigger

Bigger than 90% of homes nearby

Lot size0.16 ac
SmallerTypical 0.23 acBigger

Bigger than 23% of homes nearby

Year built1911
OlderTypical 1957Newer

Newer than 7% of homes nearby

How 686 Main St ranks against every home in each area.
MeasureThis homeBelford 07718Monmouth County
Estimated valuepricier than$621,15445% of homes32% of homes
Price per ft²pricier than$2553% of homes4% of homes
Living areabigger than2,440 ft²90% of homes71% of homes
Lot sizebigger than0.16 ac23% of homes31% of homes
Year builtnewer than19117% of homes6% of homes

About 686 Main St

How much is 686 Main St, Belford, NJ worth?

The TopHap Estimate for 686 Main St, Belford, NJ is $621,154 as of Aug 30, 2026. The likely range is $580,182 to $662,126. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 686 Main St, Belford, NJ last sell?

686 Main St, Belford, NJ last sold on Mar 29, 2006 for $420,000, according to the county's recorded deed.

How big is 686 Main St, Belford, NJ?

686 Main St, Belford, NJ has 4 bedrooms, 2 bathrooms, 2,440 square feet of living space and a 0.15-acre lot.

When was 686 Main St, Belford, NJ built?

686 Main St, Belford, NJ was built in 1911, making it 115 years old. It is a colonial home. The building has 2 stories.

What schools serve 686 Main St, Belford, NJ?

686 Main St, Belford, NJ is assigned to Bayview Elementary School (elementary), rated C; Bayshore Middle School (middle), rated B+; Middletown High School North (high), rated C. All sit in Middletown Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 686 Main St, Belford, NJ compare to other homes in Belford 07718?

Among the 2,126 homes in Belford 07718, it is worth more than 45% of them ($621,154 against a typical $637,578), its price per square foot is higher than 3% of them ($255 against a typical $393), it is bigger than 90% of them (2,440 ft² against a typical 1,561 ft²), its lot is bigger than 23% of them (0.16 ac against a typical 0.23 ac) and it is newer than 7% of them (1911 against a typical 1957). Measured against all of Monmouth County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 686 Main St, Belford, NJ?

The 2025 property tax bill for 686 Main St, Belford, NJ was $9,711. The county assessed it at $618,700.

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