Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$1,549,738$427 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $770,000 on Jun 24, 2014

686 PROSPECT ST

MAPLEWOOD, NJ 07040
0
Baths
3,626 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1927
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.5M
$1.5M low$1.6M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$770,000 · Jun 24, 2014
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$933,738
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$746,990
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.40%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$616,000
JP MORGAN CHASE BK · recorded Jun 24, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$29,122 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,212,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$369,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$843,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,212,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,212,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Brick
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Tuscan Elementary SchoolA
Elementary · Grades KG–5 · 0.1 mi
M
Maplewood Middle SchoolB-
Middle · Grades 6–8 · 0.5 mi
H
Columbia High SchoolB-
High · Grades 9–12 · 0.9 mi

District: South Orange-Maplewood School District

Neighborhood · ZIP 07040These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.38
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.113

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.37%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.25,720
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7,897 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$164,365
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$201,759
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

686 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Essex County
  • Costs less per square foot than 81% of homes in Maplewood 07040
  • Bigger than 97% of homes in Maplewood 07040
  • Has a bigger lot than 74% of homes in Maplewood 07040

What homes are worth in Maplewood 07040

Each bar is how many homes fall in that price range. The marker is this home.

This home
$346K$2.1M

This home is worth more than 88% of homes in Maplewood 07040.

How it measures up in Maplewood 07040

The dot is this home. The mark in the middle is the typical home in Maplewood 07040.

Estimated value$1,549,738
CheaperTypical $1,009,283Pricier

Pricier than 88% of homes nearby

Price per ft²$427
CheaperTypical $521Pricier

Pricier than 19% of homes nearby

Living area3,626 ft²
SmallerTypical 1,936 ft²Bigger

Bigger than 97% of homes nearby

Lot size0.21 ac
SmallerTypical 0.15 acBigger

Bigger than 74% of homes nearby

Year built1927
OlderTypical 1927Newer

Newer than 54% of homes nearby

How 686 Prospect St ranks against every home in each area.
MeasureThis homeMaplewood 07040Essex County
Estimated valuepricier than$1,549,73888% of homes91% of homes
Price per ft²pricier than$42719% of homes60% of homes
Living areabigger than3,626 ft²97% of homes86% of homes
Lot sizebigger than0.21 ac74% of homes68% of homes
Year builtnewer than192754% of homes42% of homes

About 686 Prospect St

How much is 686 Prospect St, Maplewood, NJ worth?

The TopHap Estimate for 686 Prospect St, Maplewood, NJ is $1,549,738 as of Jul 14, 2026. The likely range is $1,454,678 to $1,644,798. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 686 Prospect St, Maplewood, NJ last sell?

686 Prospect St, Maplewood, NJ last sold on Jun 24, 2014 for $770,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 686 Prospect St, Maplewood, NJ?

686 Prospect St, Maplewood, NJ has 3,626 square feet of living space and a 0.21-acre lot.

When was 686 Prospect St, Maplewood, NJ built?

686 Prospect St, Maplewood, NJ was built in 1927, making it 99 years old. The building has 2 stories.

What schools serve 686 Prospect St, Maplewood, NJ?

686 Prospect St, Maplewood, NJ is assigned to Tuscan Elementary School (elementary), rated A; Maplewood Middle School (middle), rated B-; Columbia High School (high), rated B-. All sit in South Orange-Maplewood School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 686 Prospect St, Maplewood, NJ compare to other homes in Maplewood 07040?

Among the 6,900 homes in Maplewood 07040, it is worth more than 88% of them ($1,549,738 against a typical $1,009,283), its price per square foot is higher than 19% of them ($427 against a typical $521), it is bigger than 97% of them (3,626 ft² against a typical 1,936 ft²), its lot is bigger than 74% of them (0.21 ac against a typical 0.15 ac) and it is newer than 54% of them (1927 against a typical 1927). Measured against all of Essex County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 686 Prospect St, Maplewood, NJ?

The 2025 property tax bill for 686 Prospect St, Maplewood, NJ was $29,122. The county assessed it at $1,212,900.

Closest homes

More homes in Maplewood 07040

Assigned schools

Explore the area

See this home in context

Open 686 Prospect St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map