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Single Family ResidenceResidential
$117,020$117 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 62How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

686 S ELM ST

STATESVILLE, NC 28677
2
Beds
1
Baths
1,000 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1922
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$117K
$73K low$161K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$650 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$57,970 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$41,470
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$57,970
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$57,970

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
3
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyIREDELL
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1940
Lot (acres)The size of the land the home sits on, from county records.0.23
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 160 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Statesville High SchoolD-
High · Grades 9–12 · 1.3 mi
E
Third Creek Elementary SchoolD-
Elementary · Grades KG–5 · 2.3 mi
M
Third Creek Middle SchoolF
Middle · Grades 6–8 · 2.3 mi

District: Iredell-Statesville Schools

Neighborhood · ZIP 28677These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.137
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.38,747
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.453 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,370
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,146
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

686 S Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Iredell County
  • Costs less per square foot than 92% of homes in Iredell County
  • Smaller than 93% of homes in Iredell County
  • Has a smaller lot than 78% of homes in Statesville 28677
  • Older than 97% of homes in Iredell County

What homes are worth in Statesville 28677

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$766K

This home is worth more than 13% of homes in Statesville 28677.

How it measures up in Statesville 28677

The dot is this home. The mark in the middle is the typical home in Statesville 28677.

Estimated value$117,020
CheaperTypical $245,681Pricier

Pricier than 13% of homes nearby

Price per ft²$117
CheaperTypical $157Pricier

Pricier than 21% of homes nearby

Living area1,000 ft²
SmallerTypical 1,540 ft²Bigger

Bigger than 14% of homes nearby

Lot size0.23 ac
SmallerTypical 0.47 acBigger

Bigger than 22% of homes nearby

Year built1922
OlderTypical 1978Newer

Newer than 6% of homes nearby

How 686 S Elm St ranks against every home in each area.
MeasureThis homeStatesville 28677Iredell County
Estimated valuepricier than$117,02013% of homes5% of homes
Price per ft²pricier than$11721% of homes8% of homes
Living areabigger than1,000 ft²14% of homes7% of homes
Lot sizebigger than0.23 ac22% of homes22% of homes
Year builtnewer than19226% of homes3% of homes

About 686 S Elm St

How much is 686 S Elm St, Statesville, NC worth?

The TopHap Estimate for 686 S Elm St, Statesville, NC is $117,020 as of Sep 24, 2026. The likely range is $72,736 to $161,304. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 686 S Elm St, Statesville, NC last sell?

686 S Elm St, Statesville, NC last sold on Oct 1, 1994, according to the county's recorded deed.

How big is 686 S Elm St, Statesville, NC?

686 S Elm St, Statesville, NC has 2 bedrooms, 1 bathrooms, 1,000 square feet of living space and a 0.23-acre lot.

When was 686 S Elm St, Statesville, NC built?

686 S Elm St, Statesville, NC was built in 1922, making it 104 years old. The building has 1 story.

What schools serve 686 S Elm St, Statesville, NC?

686 S Elm St, Statesville, NC is assigned to Statesville High School (high), rated D-; Third Creek Elementary School (elementary), rated D-; Third Creek Middle School (middle), rated F. All sit in Iredell-Statesville Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 686 S Elm St, Statesville, NC compare to other homes in Statesville 28677?

Among the 15,893 homes in Statesville 28677, it is worth more than 13% of them ($117,020 against a typical $245,681), its price per square foot is higher than 21% of them ($117 against a typical $157), it is bigger than 14% of them (1,000 ft² against a typical 1,540 ft²), its lot is bigger than 22% of them (0.23 ac against a typical 0.47 ac) and it is newer than 6% of them (1922 against a typical 1978). Measured against all of Iredell County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 686 S Elm St, Statesville, NC?

The 2025 property tax bill for 686 S Elm St, Statesville, NC was $650. The county assessed it at $57,970.

More homes on S Elm St

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