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Single Family ResidenceResidential
$254,496
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $207,000 on Jun 15, 2022

686 S MAIN ST

FARMINGTON, IL 61531
0
Baths
2.03 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$254K
$238K low$271K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$207,000 · Jun 15, 2022

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$67,310 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$61,410
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$64,720
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$202,131

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
36
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFULTON
Lot (acres)The size of the land the home sits on, from county records.2.03
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Farmington Central Junior High SchoolB+
Middle · Grades 6–8 · 1.2 mi
H
Farmington Central High SchoolC-
High · Grades 9–12 · 1.2 mi
E
Farmington Central Elementary SchoolB-
Elementary · Grades PK–5 · 1.2 mi

District: Farmington Central Community Unit School District 265

Neighborhood · ZIP 61531These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.3,492
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.59 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,771
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,870
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

686 S Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Fulton County
  • Has a bigger lot than 90% of homes in Farmington 61531

What homes are worth in Farmington 61531

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$360K

This home is worth more than 93% of homes in Farmington 61531.

How it measures up in Farmington 61531

The dot is this home. The mark in the middle is the typical home in Farmington 61531.

Estimated value$254,496
CheaperTypical $122,056Pricier

Pricier than 93% of homes nearby

Lot size2.03 ac
SmallerTypical 0.28 acBigger

Bigger than 90% of homes nearby

How 686 S Main St ranks against every home in each area.
MeasureThis homeFarmington 61531Fulton County
Estimated valuepricier than$254,49693% of homes94% of homes
Lot sizebigger than2.03 ac90% of homes90% of homes

About 686 S Main St

How much is 686 S Main St, Farmington, IL worth?

The TopHap Estimate for 686 S Main St, Farmington, IL is $254,496 as of Sep 24, 2026. The likely range is $238,462 to $270,530. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 686 S Main St, Farmington, IL last sell?

686 S Main St, Farmington, IL last sold on Jun 15, 2022 for $207,000, according to the county's recorded deed.

What schools serve 686 S Main St, Farmington, IL?

686 S Main St, Farmington, IL is assigned to Farmington Central Junior High School (middle), rated B+; Farmington Central High School (high), rated C-; Farmington Central Elementary School (elementary), rated B-. All sit in Farmington Central Community Unit School District 265. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 686 S Main St, Farmington, IL compare to other homes in Farmington 61531?

Among the 1,246 homes in Farmington 61531, it is worth more than 93% of them ($254,496 against a typical $122,056) and its lot is bigger than 90% of them (2.03 ac against a typical 0.28 ac). Measured against all of Fulton County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on S Main St

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More homes in Farmington 61531

Assigned schools

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