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Single Family ResidenceResidential
$735,190$506 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $605,000 on Feb 23, 2024

686 SW 4TH ST

BOCA RATON, FL 33486
3
Beds
2
Baths
1,452 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1962
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$735K
$551K low$919K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$605,000 · Feb 23, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$110,190
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$88,152
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.85%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$625,000
CHANGE LENDING LLC · recorded Jul 10, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,871 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$615,161 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$325,553
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$289,608
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$204,821
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$615,161

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPalm Beach
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1977
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Concrete Blocks
RoofThe main material covering the roof, such as asphalt shingle or tile.Tile
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 660 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Addison Mizner SchoolA+
Elementary · Grades KG–8 · 0.8 mi
H
Boca Raton Community High SchoolB-
High · Grades 9–12 · 1.7 mi

District: Palm Beach County School District

Neighborhood · ZIP 33486These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.58
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.23,416
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,311 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$111,473
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$143,462
Average tempThe average temperature here across a full year.76°F
Annual precipHow much rain and melted snow falls here in a typical year.60 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

686 Sw 4th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Royal Oak Hills
  • Costs more per square foot than 86% of homes in Palm Beach County
  • Smaller than 77% of homes in Royal Oak Hills
  • Has a smaller lot than 78% of homes in Royal Oak Hills
  • Older than 91% of homes in Palm Beach County

What homes are worth in Boca Raton 33486

Each bar is how many homes fall in that price range. The marker is this home.

This home
$175K$2.8M

This home is worth more than 42% of homes in Boca Raton 33486.

How it measures up in Boca Raton 33486

The dot is this home. The mark in the middle is the typical home in Boca Raton 33486.

Estimated value$735,190
CheaperTypical $816,561Pricier

Pricier than 42% of homes nearby

Price per ft²$506
CheaperTypical $459Pricier

Pricier than 60% of homes nearby

Living area1,452 ft²
SmallerTypical 1,744 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.2 ac
SmallerTypical 0.23 acBigger

Bigger than 29% of homes nearby

Year built1962
OlderTypical 1973Newer

Newer than 11% of homes nearby

How 686 Sw 4th St ranks against every home in each area.
MeasureThis homeRoyal Oak HillsBoca Raton 33486Palm Beach County
Estimated valuepricier than$735,1906% of homes42% of homes75% of homes
Price per ft²pricier than$50623% of homes60% of homes86% of homes
Living areabigger than1,452 ft²23% of homes30% of homes44% of homes
Lot sizebigger than0.2 ac22% of homes29% of homes48% of homes
Year builtnewer than196257% of homes11% of homes9% of homes

About 686 Sw 4th St

How much is 686 Sw 4th St, Boca Raton, FL worth?

The TopHap Estimate for 686 Sw 4th St, Boca Raton, FL is $735,190 as of Jun 23, 2026. The likely range is $551,392 to $918,987. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 686 Sw 4th St, Boca Raton, FL last sell?

686 Sw 4th St, Boca Raton, FL last sold on Feb 23, 2024 for $605,000, according to the county's recorded deed.

How big is 686 Sw 4th St, Boca Raton, FL?

686 Sw 4th St, Boca Raton, FL has 3 bedrooms, 2 bathrooms, 1,452 square feet of living space and a 0.20-acre lot.

When was 686 Sw 4th St, Boca Raton, FL built?

686 Sw 4th St, Boca Raton, FL was built in 1962, making it 64 years old. The building has 1 story.

What schools serve 686 Sw 4th St, Boca Raton, FL?

686 Sw 4th St, Boca Raton, FL is assigned to Addison Mizner School (elementary), rated A+; Boca Raton Community High School (high), rated B-. All sit in Palm Beach County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 686 Sw 4th St, Boca Raton, FL compare to other homes in Boca Raton 33486?

Among the 8,495 homes in Boca Raton 33486, it is worth more than 42% of them ($735,190 against a typical $816,561), its price per square foot is higher than 60% of them ($506 against a typical $459), it is bigger than 30% of them (1,452 ft² against a typical 1,744 ft²), its lot is bigger than 29% of them (0.2 ac against a typical 0.23 ac) and it is newer than 11% of them (1962 against a typical 1973). Measured against all of Palm Beach County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 686 Sw 4th St, Boca Raton, FL?

The 2025 property tax bill for 686 Sw 4th St, Boca Raton, FL was $10,871. The county assessed it at $615,161.

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Assigned schools

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