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TownhouseResidential
$1,237,154$540 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $600,000 on Jul 29, 2016

686 SW OTTER WAY

BEND, OR 97702
3
Beds
3
Baths
2,292 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,742 ft²
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$1.2M
$1.1M low$1.4M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$600,000 · Jul 29, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,753 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$458,840 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$445,480
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,103,980

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyDeschutes
Lot (acres)The size of the land the home sits on, from county records.0.04
HeatingThe type of heating system in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 70 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Cascade Middle SchoolA
Middle · Grades 6–8 · 1.4 mi
E
Pine Ridge Elementary SchoolA+
Elementary · Grades KG–5 · 1.9 mi
H
Summit High SchoolC+
High · Grades 9–12 · 2.4 mi

District: Bend-la Pine Administrative School District 1

Neighborhood · ZIP 97702These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.120
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.81

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.55,025
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.278 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,958
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,303
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.14 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

686 Sw Otter Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Southern Crossing
  • Costs more per square foot than 91% of homes in Bend 97702
  • Bigger than 78% of homes in Southern Crossing
  • Among the smallest lots in Deschutes County
  • Newer than 74% of homes in Deschutes County

What homes are worth in Bend 97702

Each bar is how many homes fall in that price range. The marker is this home.

This home
$274K$2.2M

This home is worth more than 89% of homes in Bend 97702.

How it measures up in Bend 97702

The dot is this home. The mark in the middle is the typical home in Bend 97702.

Estimated value$1,237,154
CheaperTypical $710,276Pricier

Pricier than 89% of homes nearby

Price per ft²$540
CheaperTypical $393Pricier

Pricier than 91% of homes nearby

Living area2,292 ft²
SmallerTypical 1,879 ft²Bigger

Bigger than 71% of homes nearby

Lot size1,742 ft²
SmallerTypical 0.21 acBigger

Bigger than 2% of homes nearby

Year built2006
OlderTypical 2002Newer

Newer than 73% of homes nearby

How 686 Sw Otter Way ranks against every home in each area.
MeasureThis homeSouthern CrossingBend 97702Deschutes County
Estimated valuepricier than$1,237,15490% of homes89% of homes88% of homes
Price per ft²pricier than$54074% of homes91% of homes88% of homes
Living areabigger than2,292 ft²78% of homes71% of homes74% of homes
Lot sizebigger than1,742 ft²2% of homes2% of homesalmost no homes
Year builtnewer than200672% of homes73% of homes74% of homes

About 686 Sw Otter Way

How much is 686 Sw Otter Way, Bend, OR worth?

The TopHap Estimate for 686 Sw Otter Way, Bend, OR is $1,237,154 as of Sep 24, 2026. The likely range is $1,115,283 to $1,359,025. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 686 Sw Otter Way, Bend, OR last sell?

686 Sw Otter Way, Bend, OR last sold on Jul 29, 2016 for $600,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 686 Sw Otter Way, Bend, OR?

686 Sw Otter Way, Bend, OR has 3 bedrooms, 3 bathrooms, 2,292 square feet of living space and a 0.04-acre lot.

When was 686 Sw Otter Way, Bend, OR built?

686 Sw Otter Way, Bend, OR was built in 2006, making it 20 years old. It is a townhouse home. The building has 2 stories.

What schools serve 686 Sw Otter Way, Bend, OR?

686 Sw Otter Way, Bend, OR is assigned to Cascade Middle School (middle), rated A; Pine Ridge Elementary School (elementary), rated A+; Summit High School (high), rated C+. All sit in Bend-la Pine Administrative School District 1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 686 Sw Otter Way, Bend, OR compare to other homes in Bend 97702?

Among the 20,884 homes in Bend 97702, it is worth more than 89% of them ($1,237,154 against a typical $710,276), its price per square foot is higher than 91% of them ($540 against a typical $393), it is bigger than 71% of them (2,292 ft² against a typical 1,879 ft²), its lot is bigger than 2% of them (1,742 ft² against a typical 0.21 ac) and it is newer than 73% of them (2006 against a typical 2002). Measured against all of Deschutes County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 686 Sw Otter Way, Bend, OR?

The 2025 property tax bill for 686 Sw Otter Way, Bend, OR was $7,753. The county assessed it at $458,840.

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