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Rural ResidenceResidential
$1,582,029$340 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

6864 SPIRIT LAKE CUTOFF

PRIEST RIVER, ID 83856
4
Beds
3
Baths
4,654 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
20.1 ac
Lot SizeThe size of the land the home sits on, from county records.
2017
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.6M
$1.3M low$1.9M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,020,029
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$816,023
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.38%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$482,000
QUICKEN LOANS LLC · recorded Jan 25, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$80,000
FIRST INTERSTATE BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,155 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,201,829 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,070,970
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,201,829

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyBONNER
Lot (acres)The size of the land the home sits on, from county records.20.10
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Priest River Elementary SchoolB-
Elementary · Grades PK–6 · 8.9 mi
H
Priest River Lamanna High SchoolF
High · Grades 7–12 · 9.2 mi

District: West Bonner County School District 83

Neighborhood · ZIP 83856These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.75%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.7,704
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.18 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,647
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,158
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

6864 Spirit Lake Cutoff measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Priest River 83856
  • Costs less per square foot than 81% of homes in Bonner County
  • Among the largest homes in Priest River 83856
  • Has a bigger lot than 94% of homes in Bonner County
  • Newer than 86% of homes in Priest River 83856

What homes are worth in Priest River 83856

Each bar is how many homes fall in that price range. The marker is this home.

This home
$268K$2.1M

This home is worth more than 94% of homes in Priest River 83856.

How it measures up in Priest River 83856

The dot is this home. The mark in the middle is the typical home in Priest River 83856.

Estimated value$1,582,029
CheaperTypical $687,329Pricier

Pricier than 94% of homes nearby

Price per ft²$340
CheaperTypical $426Pricier

Pricier than 28% of homes nearby

Living area4,654 ft²
SmallerTypical 1,452 ft²Bigger

Bigger than almost all homes nearby

Lot size20.1 ac
SmallerTypical 2.25 acBigger

Bigger than 92% of homes nearby

Year built2017
OlderTypical 1989Newer

Newer than 86% of homes nearby

How 6864 Spirit Lake Cutoff ranks against every home in each area.
MeasureThis homePriest River 83856Bonner County
Estimated valuepricier than$1,582,02994% of homes87% of homes
Price per ft²pricier than$34028% of homes19% of homes
Living areabigger than4,654 ft²almost all homes98% of homes
Lot sizebigger than20.1 ac92% of homes94% of homes
Year builtnewer than201786% of homes86% of homes

About 6864 Spirit Lake Cutoff

How much is 6864 Spirit Lake Cutoff, Priest River, ID worth?

The TopHap Estimate for 6864 Spirit Lake Cutoff, Priest River, ID is $1,582,029 as of Jul 14, 2026. The likely range is $1,263,923 to $1,900,135. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 6864 Spirit Lake Cutoff, Priest River, ID last sell?

6864 Spirit Lake Cutoff, Priest River, ID last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 6864 Spirit Lake Cutoff, Priest River, ID?

6864 Spirit Lake Cutoff, Priest River, ID has 4 bedrooms, 3 bathrooms, 4,654 square feet of living space and a 20.10-acre lot.

When was 6864 Spirit Lake Cutoff, Priest River, ID built?

6864 Spirit Lake Cutoff, Priest River, ID was built in 2017, making it 9 years old. The building has 2 stories.

What schools serve 6864 Spirit Lake Cutoff, Priest River, ID?

6864 Spirit Lake Cutoff, Priest River, ID is assigned to Priest River Elementary School (elementary), rated B-; Priest River Lamanna High School (high), rated F. All sit in West Bonner County School District 83. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 6864 Spirit Lake Cutoff, Priest River, ID compare to other homes in Priest River 83856?

Among the 4,399 homes in Priest River 83856, it is worth more than 94% of them ($1,582,029 against a typical $687,329), its price per square foot is higher than 28% of them ($340 against a typical $426), it is bigger than almost all of them (4,654 ft² against a typical 1,452 ft²), its lot is bigger than 92% of them (20.1 ac against a typical 2.25 ac) and it is newer than 86% of them (2017 against a typical 1989). Measured against all of Bonner County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 6864 Spirit Lake Cutoff, Priest River, ID?

The 2025 property tax bill for 6864 Spirit Lake Cutoff, Priest River, ID was $3,155. The county assessed it at $1,201,829.

Closest homes

More homes in Priest River 83856

Assigned schools

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