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Single Family ResidenceResidential

689 PROSPECT RD

TOCCOA, GA 30577
4
Beds
1
Baths
2,112 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
33.64 ac
Lot SizeThe size of the land the home sits on, from county records.
1880
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$447 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$99,488 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$90,992
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$8,496
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$70,123
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$248,719

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.103 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFRANKLIN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1950
Lot (acres)The size of the land the home sits on, from county records.33.64
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 840 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Banks County Middle SchoolB
Middle · Grades 6–8 · 10.3 mi
E
Banks County Primary School
Elementary · Grades KG–2 · 10.4 mi
H
Banks County High SchoolB-
High · Grades 9–12 · 11.2 mi

District: Banks County School District

Neighborhood · ZIP 30577These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.22,510
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.144 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,385
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,564
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

689 Prospect Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 78% of homes in Toccoa 30577
  • Has a bigger lot than 98% of homes in Toccoa 30577
  • Among the oldest homes in Toccoa 30577

How it measures up in Toccoa 30577

The dot is this home. The mark in the middle is the typical home in Toccoa 30577.

Living area2,112 ft²
SmallerTypical 1,497 ft²Bigger

Bigger than 78% of homes nearby

Lot size33.64 ac
SmallerTypical 0.95 acBigger

Bigger than 98% of homes nearby

Year built1880
OlderTypical 1976Newer

Older than almost all homes nearby

How 689 Prospect Rd ranks against every home in each area.
MeasureThis homeToccoa 30577
Living areabigger than2,112 ft²78% of homes
Lot sizebigger than33.64 ac98% of homes
Year builtnewer than1880almost no homes

About 689 Prospect Rd

When did 689 Prospect Rd, Toccoa, GA last sell?

689 Prospect Rd, Toccoa, GA last sold on Sep 5, 2001, according to the county's recorded deed.

How big is 689 Prospect Rd, Toccoa, GA?

689 Prospect Rd, Toccoa, GA has 4 bedrooms, 1 bathrooms, 2,112 square feet of living space and a 33.64-acre lot.

When was 689 Prospect Rd, Toccoa, GA built?

689 Prospect Rd, Toccoa, GA was built in 1880, making it 146 years old. The building has 1 story.

What schools serve 689 Prospect Rd, Toccoa, GA?

689 Prospect Rd, Toccoa, GA is assigned to Banks County Middle School (middle), rated B; Banks County Primary School (elementary); Banks County High School (high), rated B-. All sit in Banks County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 689 Prospect Rd, Toccoa, GA compare to other homes in Toccoa 30577?

Among the 8,873 homes in Toccoa 30577, it is bigger than 78% of them (2,112 ft² against a typical 1,497 ft²), its lot is bigger than 98% of them (33.64 ac against a typical 0.95 ac) and it is newer than almost none of them (1880 against a typical 1976). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 689 Prospect Rd, Toccoa, GA?

The 2025 property tax bill for 689 Prospect Rd, Toccoa, GA was $447. The county assessed it at $99,488.

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