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Single Family ResidenceResidential
$451,690$261 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $49,900 on Apr 20, 2018

690 OLD RIVER RD

CORNELIA, GA 30531
3
Beds
2
Baths
1,729 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
7.9 ac
Lot SizeThe size of the land the home sits on, from county records.
2019
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$452K
$390K low$513K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$49,900 · Apr 20, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$152,790
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$122,232
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.60%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$298,900
SOUTH STATE BANK · recorded Jul 19, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,330 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$214,459 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$51,495
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$162,964
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$198,112
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$536,149

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
34
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
41
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.35 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHabersham
Lot (acres)The size of the land the home sits on, from county records.7.90
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 924 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
South Habersham Middle SchoolA-
Middle · Grades 6–8 · 3.2 mi
E
Level Grove Elementary SchoolB-
Elementary · Grades PK–5 · 3.4 mi
H
Habersham Success Academy
High · Grades 6–12 · 7.7 mi

District: Habersham County School District

Neighborhood · ZIP 30531These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.75

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.13,152
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.339 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,681
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,444
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.61 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

690 Old River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Cornelia 30531
  • Costs more per square foot than 94% of homes in Cornelia 30531
  • Has a bigger lot than 92% of homes in Cornelia 30531
  • Newer than 93% of homes in Habersham County

What homes are worth in Cornelia 30531

Each bar is how many homes fall in that price range. The marker is this home.

This home
$102K$688K

This home is worth more than 89% of homes in Cornelia 30531.

How it measures up in Cornelia 30531

The dot is this home. The mark in the middle is the typical home in Cornelia 30531.

Estimated value$451,690
CheaperTypical $282,406Pricier

Pricier than 89% of homes nearby

Price per ft²$261
CheaperTypical $171Pricier

Pricier than 94% of homes nearby

Living area1,729 ft²
SmallerTypical 1,620 ft²Bigger

Bigger than 57% of homes nearby

Lot size7.9 ac
SmallerTypical 0.9 acBigger

Bigger than 92% of homes nearby

Year built2019
OlderTypical 1984Newer

Newer than 90% of homes nearby

How 690 Old River Rd ranks against every home in each area.
MeasureThis homeCornelia 30531Habersham County
Estimated valuepricier than$451,69089% of homes81% of homes
Price per ft²pricier than$26194% of homes84% of homes
Living areabigger than1,729 ft²57% of homes60% of homes
Lot sizebigger than7.9 ac92% of homes88% of homes
Year builtnewer than201990% of homes93% of homes

About 690 Old River Rd

How much is 690 Old River Rd, Cornelia, GA worth?

The TopHap Estimate for 690 Old River Rd, Cornelia, GA is $451,690 as of Jul 14, 2026. The likely range is $389,956 to $513,424. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 690 Old River Rd, Cornelia, GA last sell?

690 Old River Rd, Cornelia, GA last sold on Apr 20, 2018 for $49,900, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 690 Old River Rd, Cornelia, GA?

690 Old River Rd, Cornelia, GA has 3 bedrooms, 2 bathrooms, 1,729 square feet of living space and a 7.90-acre lot.

When was 690 Old River Rd, Cornelia, GA built?

690 Old River Rd, Cornelia, GA was built in 2019, making it 7 years old. The building has 1 story.

What schools serve 690 Old River Rd, Cornelia, GA?

690 Old River Rd, Cornelia, GA is assigned to South Habersham Middle School (middle), rated A-; Level Grove Elementary School (elementary), rated B-; Habersham Success Academy (high). All sit in Habersham County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 690 Old River Rd, Cornelia, GA compare to other homes in Cornelia 30531?

Among the 3,665 homes in Cornelia 30531, it is worth more than 89% of them ($451,690 against a typical $282,406), its price per square foot is higher than 94% of them ($261 against a typical $171), it is bigger than 57% of them (1,729 ft² against a typical 1,620 ft²), its lot is bigger than 92% of them (7.9 ac against a typical 0.9 ac) and it is newer than 90% of them (2019 against a typical 1984). Measured against all of Habersham County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 690 Old River Rd, Cornelia, GA?

The 2025 property tax bill for 690 Old River Rd, Cornelia, GA was $4,330. The county assessed it at $214,459.

Closest homes

More homes in Cornelia 30531

Assigned schools

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