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Rural ResidenceResidential
$409,300$223 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

691 RITTER LN

WADDY, KY 40076
0
Baths
1,838 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
25.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$409K
$380K low$439K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,606 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$360,000 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$95,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$360,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.60
75
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.55 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyShelby
Lot (acres)The size of the land the home sits on, from county records.25.27
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 340 ft²Porch · 135 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Heritage Elementary SchoolB
Elementary · Grades KG–5 · 6.7 mi
H
Shelby County High SchoolD+
High · Grades 9–12 · 7.9 mi
M
Shelby East Middle SchoolB-
Middle · Grades 6–8 · 8.4 mi

District: Shelby County School District

Neighborhood · ZIP 40076These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.155
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,997
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.52 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,035
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,023
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

691 Ritter Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Waddy 40076
  • Costs more per square foot than 70% of homes in Shelby County
  • Has a bigger lot than 92% of homes in Shelby County

What homes are worth in Waddy 40076

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$1M

This home is worth more than 77% of homes in Waddy 40076.

How it measures up in Waddy 40076

The dot is this home. The mark in the middle is the typical home in Waddy 40076.

Estimated value$409,300
CheaperTypical $252,196Pricier

Pricier than 77% of homes nearby

Price per ft²$223
CheaperTypical $206Pricier

Pricier than 58% of homes nearby

Living area1,838 ft²
SmallerTypical 1,647 ft²Bigger

Bigger than 63% of homes nearby

Lot size25.27 ac
SmallerTypical 5.18 acBigger

Bigger than 85% of homes nearby

How 691 Ritter Ln ranks against every home in each area.
MeasureThis homeWaddy 40076Shelby County
Estimated valuepricier than$409,30077% of homes73% of homes
Price per ft²pricier than$22358% of homes70% of homes
Living areabigger than1,838 ft²63% of homes61% of homes
Lot sizebigger than25.27 ac85% of homes92% of homes

About 691 Ritter Ln

How much is 691 Ritter Ln, Waddy, KY worth?

The TopHap Estimate for 691 Ritter Ln, Waddy, KY is $409,300 as of Aug 30, 2026. The likely range is $380,064 to $438,536. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 691 Ritter Ln, Waddy, KY?

691 Ritter Ln, Waddy, KY has 1,838 square feet of living space and a 25.27-acre lot.

What schools serve 691 Ritter Ln, Waddy, KY?

691 Ritter Ln, Waddy, KY is assigned to Heritage Elementary School (elementary), rated B; Shelby County High School (high), rated D+; Shelby East Middle School (middle), rated B-. All sit in Shelby County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 691 Ritter Ln, Waddy, KY compare to other homes in Waddy 40076?

Among the 1,122 homes in Waddy 40076, it is worth more than 77% of them ($409,300 against a typical $252,196), its price per square foot is higher than 58% of them ($223 against a typical $206), it is bigger than 63% of them (1,838 ft² against a typical 1,647 ft²) and its lot is bigger than 85% of them (25.27 ac against a typical 5.18 ac). Measured against all of Shelby County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 691 Ritter Ln, Waddy, KY?

The 2024 property tax bill for 691 Ritter Ln, Waddy, KY was $3,606. The county assessed it at $360,000.

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