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Single Family ResidenceResidential
$252,149$198 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $85,000 on Jun 21, 2007

694 RAY LN

LUMPKIN, GA 31815
2
Beds
2
Baths
1,272 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
43.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$252K
$215K low$290K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$85,000 · Jun 21, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,082 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$61,244 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$33,440
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$27,804
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$61,244
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$153,110

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyStewart
Lot (acres)The size of the land the home sits on, from county records.43.16
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 282 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Stewart County Elementary SchoolD
Elementary · Grades PK–5 · 8.9 mi
H
Stewart County High SchoolD+
High · Grades 9–12 · 8.9 mi
M
Stewart County Middle SchoolD+
Middle · Grades 6–8 · 8.9 mi

District: Stewart County School District

Neighborhood · ZIP 31815These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.72
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.4.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.2,552
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.11 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,840
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,847
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

694 Ray Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Lumpkin 31815
  • Costs more per square foot than 93% of homes in Stewart County
  • Has a bigger lot than 91% of homes in Stewart County
  • Newer than 65% of homes in Stewart County

What homes are worth in Lumpkin 31815

Each bar is how many homes fall in that price range. The marker is this home.

This home
$23K$496K

This home is worth more than 88% of homes in Lumpkin 31815.

How it measures up in Lumpkin 31815

The dot is this home. The mark in the middle is the typical home in Lumpkin 31815.

Estimated value$252,149
CheaperTypical $81,354Pricier

Pricier than 88% of homes nearby

Price per ft²$198
CheaperTypical $54Pricier

Pricier than 92% of homes nearby

Living area1,272 ft²
SmallerTypical 1,332 ft²Bigger

Bigger than 47% of homes nearby

Lot size43.16 ac
SmallerTypical 1 acBigger

Bigger than 90% of homes nearby

Year built1978
OlderTypical 1971Newer

Newer than 64% of homes nearby

How 694 Ray Ln ranks against every home in each area.
MeasureThis homeLumpkin 31815Stewart County
Estimated valuepricier than$252,14988% of homes88% of homes
Price per ft²pricier than$19892% of homes93% of homes
Living areabigger than1,272 ft²47% of homes46% of homes
Lot sizebigger than43.16 ac90% of homes91% of homes
Year builtnewer than197864% of homes65% of homes

About 694 Ray Ln

How much is 694 Ray Ln, Lumpkin, GA worth?

The TopHap Estimate for 694 Ray Ln, Lumpkin, GA is $252,149 as of Oct 21, 2026. The likely range is $214,649 to $289,649. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 694 Ray Ln, Lumpkin, GA last sell?

694 Ray Ln, Lumpkin, GA last sold on Jun 21, 2007 for $85,000, according to the county's recorded deed.

How big is 694 Ray Ln, Lumpkin, GA?

694 Ray Ln, Lumpkin, GA has 2 bedrooms, 2 bathrooms, 1,272 square feet of living space and a 43.16-acre lot.

When was 694 Ray Ln, Lumpkin, GA built?

694 Ray Ln, Lumpkin, GA was built in 1978, making it 48 years old. The building has 1 story.

What schools serve 694 Ray Ln, Lumpkin, GA?

694 Ray Ln, Lumpkin, GA is assigned to Stewart County Elementary School (elementary), rated D; Stewart County High School (high), rated D+; Stewart County Middle School (middle), rated D+. All sit in Stewart County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 694 Ray Ln, Lumpkin, GA compare to other homes in Lumpkin 31815?

Among the 921 homes in Lumpkin 31815, it is worth more than 88% of them ($252,149 against a typical $81,354), its price per square foot is higher than 92% of them ($198 against a typical $54), it is bigger than 47% of them (1,272 ft² against a typical 1,332 ft²), its lot is bigger than 90% of them (43.16 ac against a typical 1 ac) and it is newer than 64% of them (1978 against a typical 1971). Measured against all of Stewart County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 694 Ray Ln, Lumpkin, GA?

The 2025 property tax bill for 694 Ray Ln, Lumpkin, GA was $1,082. The county assessed it at $61,244.

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