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Single Family ResidenceResidential
$398,878$274 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $410,000 on Jun 30, 2023

695 RIVER DR

INDEPENDENCE, OR 97351
4
Beds
2
Baths
1,456 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$399K
$369K low$429K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$410,000 · Jun 30, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$348,878
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$279,102
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.12%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
SELCO COMMUNITY CU · recorded Apr 15, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,329 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$187,860 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$42,050
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$145,810
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$182,390
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$428,120

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.80 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPOLK
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2010
Lot (acres)The size of the land the home sits on, from county records.0.20
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Flood Plain
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 96 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Independence Elementary SchoolB-
Elementary · Grades KG–5 · 0.6 mi
M
Talmadge Middle SchoolC
Middle · Grades 6–8 · 1.4 mi
H
Central High SchoolC
High · Grades 9–12 · 1.4 mi

District: Central School District 13j

Neighborhood · ZIP 97351These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.77
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.175

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.12,271
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.240 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,961
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,161
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.47%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

695 River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Polk County
  • Smaller than 66% of homes in Polk County
  • Older than 72% of homes in Independence 97351

What homes are worth in Independence 97351

Each bar is how many homes fall in that price range. The marker is this home.

This home
$257K$893K

This home is worth more than 40% of homes in Independence 97351.

How it measures up in Independence 97351

The dot is this home. The mark in the middle is the typical home in Independence 97351.

Estimated value$398,878
CheaperTypical $414,793Pricier

Pricier than 40% of homes nearby

Price per ft²$274
CheaperTypical $290Pricier

Pricier than 40% of homes nearby

Living area1,456 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 46% of homes nearby

Lot size0.2 ac
SmallerTypical 0.19 acBigger

Bigger than 54% of homes nearby

Year built1973
OlderTypical 1995Newer

Newer than 28% of homes nearby

How 695 River Dr ranks against every home in each area.
MeasureThis homeIndependence 97351Polk County
Estimated valuepricier than$398,87840% of homes28% of homes
Price per ft²pricier than$27440% of homes54% of homes
Living areabigger than1,456 ft²46% of homes34% of homes
Lot sizebigger than0.2 ac54% of homes52% of homes
Year builtnewer than197328% of homes29% of homes

About 695 River Dr

How much is 695 River Dr, Independence, OR worth?

The TopHap Estimate for 695 River Dr, Independence, OR is $398,878 as of Jul 14, 2026. The likely range is $368,761 to $428,995. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 695 River Dr, Independence, OR last sell?

695 River Dr, Independence, OR last sold on Jun 30, 2023 for $410,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 695 River Dr, Independence, OR?

695 River Dr, Independence, OR has 4 bedrooms, 2 bathrooms, 1,456 square feet of living space and a 0.20-acre lot.

When was 695 River Dr, Independence, OR built?

695 River Dr, Independence, OR was built in 1973, making it 53 years old. The building has 1 story.

What schools serve 695 River Dr, Independence, OR?

695 River Dr, Independence, OR is assigned to Independence Elementary School (elementary), rated B-; Talmadge Middle School (middle), rated C; Central High School (high), rated C. All sit in Central School District 13j. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 695 River Dr, Independence, OR compare to other homes in Independence 97351?

Among the 3,175 homes in Independence 97351, it is worth more than 40% of them ($398,878 against a typical $414,793), its price per square foot is higher than 40% of them ($274 against a typical $290), it is bigger than 46% of them (1,456 ft² against a typical 1,512 ft²), its lot is bigger than 54% of them (0.2 ac against a typical 0.19 ac) and it is newer than 28% of them (1973 against a typical 1995). Measured against all of Polk County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 695 River Dr, Independence, OR?

The 2025 property tax bill for 695 River Dr, Independence, OR was $3,329. The county assessed it at $187,860.

Closest homes

More homes in Independence 97351

Assigned schools

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