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Rural ResidenceResidential
$196,919$164 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 61How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

6974 MONTEREY HWY

MONTEREY, TN 38574
1
Baths
1,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
352 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$197K
$120K low$274K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,062 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$77,500 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$52,875
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$24,625
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$77,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$752,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.66
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
37
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyPutnam
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2002
Lot (acres)The size of the land the home sits on, from county records.352.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 140 ft²Porch · 560 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Burks Elementary SchoolB
Elementary · Grades PK–6 · 5.8 mi
M
Monterey High SchoolC-
Middle · Grades 7–12 · 5.9 mi

District: Putnam County School District

Neighborhood · ZIP 38574These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.9,826
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,551
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,309
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

6974 Monterey Hwy measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Putnam County
  • Costs less per square foot than 77% of homes in Putnam County
  • Smaller than 78% of homes in Putnam County
  • Among the largest lots in Putnam County
  • Older than 68% of homes in Monterey 38574

What homes are worth in Monterey 38574

Each bar is how many homes fall in that price range. The marker is this home.

This home
$54K$747K

This home is worth more than 37% of homes in Monterey 38574.

How it measures up in Monterey 38574

The dot is this home. The mark in the middle is the typical home in Monterey 38574.

Estimated value$196,919
CheaperTypical $244,114Pricier

Pricier than 37% of homes nearby

Price per ft²$164
CheaperTypical $164Pricier

Pricier than 50% of homes nearby

Living area1,200 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than 31% of homes nearby

Lot size352 ac
SmallerTypical 2.6 acBigger

Bigger than almost all homes nearby

Year built1978
OlderTypical 1994Newer

Newer than 32% of homes nearby

How 6974 Monterey Hwy ranks against every home in each area.
MeasureThis homeMonterey 38574Putnam County
Estimated valuepricier than$196,91937% of homes14% of homes
Price per ft²pricier than$16450% of homes23% of homes
Living areabigger than1,200 ft²31% of homes22% of homes
Lot sizebigger than352 acalmost all homesalmost all homes
Year builtnewer than197832% of homes33% of homes

About 6974 Monterey Hwy

How much is 6974 Monterey Hwy, Monterey, TN worth?

The TopHap Estimate for 6974 Monterey Hwy, Monterey, TN is $196,919 as of Aug 30, 2026. The likely range is $119,783 to $274,055. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 6974 Monterey Hwy, Monterey, TN last sell?

6974 Monterey Hwy, Monterey, TN last sold on Jul 27, 2000, according to the county's recorded deed.

How big is 6974 Monterey Hwy, Monterey, TN?

6974 Monterey Hwy, Monterey, TN has 1 bathrooms, 1,200 square feet of living space and a 352.00-acre lot.

When was 6974 Monterey Hwy, Monterey, TN built?

6974 Monterey Hwy, Monterey, TN was built in 1978, making it 48 years old. The building has 1 story.

What schools serve 6974 Monterey Hwy, Monterey, TN?

6974 Monterey Hwy, Monterey, TN is assigned to Burks Elementary School (elementary), rated B; Monterey High School (middle), rated C-. All sit in Putnam County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 6974 Monterey Hwy, Monterey, TN compare to other homes in Monterey 38574?

Among the 3,758 homes in Monterey 38574, it is worth more than 37% of them ($196,919 against a typical $244,114), its price per square foot is higher than 50% of them ($164 against a typical $164), it is bigger than 31% of them (1,200 ft² against a typical 1,500 ft²), its lot is bigger than almost all of them (352 ac against a typical 2.6 ac) and it is newer than 32% of them (1978 against a typical 1994). Measured against all of Putnam County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 6974 Monterey Hwy, Monterey, TN?

The 2024 property tax bill for 6974 Monterey Hwy, Monterey, TN was $2,062. The county assessed it at $77,500.

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