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Rural ResidenceResidential
$704,626$186 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 66How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

6975 N RAY RD

FREMONT, IN 46737
7
Beds
4
Baths
3,780 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
74 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$705K
$464K low$945K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,451 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$917,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$216,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$700,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$849,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$917,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.43 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountySTEUBEN
Lot (acres)The size of the land the home sits on, from county records.74.00
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 224 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fremont Elementary SchoolB
Elementary · Grades KG–4 · 1.5 mi
H
Fremont High School
High · Grades 9–12 · 1.6 mi
M
Fremont Middle SchoolB-
Middle · Grades 5–8 · 1.8 mi

District: Fremont Community Schools

Neighborhood · ZIP 46737These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.67
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.67%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.6,834
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.100 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,140
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,661
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

6975 N Ray Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Steuben County
  • Costs less per square foot than 68% of homes in Fremont 46737
  • Bigger than 98% of homes in Fremont 46737
  • Among the largest lots in Fremont 46737
  • Newer than 68% of homes in Steuben County

What homes are worth in Fremont 46737

Each bar is how many homes fall in that price range. The marker is this home.

This home
$134K$1.4M

This home is worth more than 79% of homes in Fremont 46737.

How it measures up in Fremont 46737

The dot is this home. The mark in the middle is the typical home in Fremont 46737.

Estimated value$704,626
CheaperTypical $377,598Pricier

Pricier than 79% of homes nearby

Price per ft²$186
CheaperTypical $248Pricier

Pricier than 32% of homes nearby

Living area3,780 ft²
SmallerTypical 1,548 ft²Bigger

Bigger than 98% of homes nearby

Lot size74 ac
SmallerTypical 0.26 acBigger

Bigger than almost all homes nearby

Year built1997
OlderTypical 1989Newer

Newer than 65% of homes nearby

How 6975 N Ray Rd ranks against every home in each area.
MeasureThis homeFremont 46737Steuben County
Estimated valuepricier than$704,62679% of homes88% of homes
Price per ft²pricier than$18632% of homes45% of homes
Living areabigger than3,780 ft²98% of homes98% of homes
Lot sizebigger than74 acalmost all homesalmost all homes
Year builtnewer than199765% of homes68% of homes

About 6975 N Ray Rd

How much is 6975 N Ray Rd, Fremont, IN worth?

The TopHap Estimate for 6975 N Ray Rd, Fremont, IN is $704,626 as of Oct 21, 2026. The likely range is $464,214 to $945,038. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 6975 N Ray Rd, Fremont, IN last sell?

6975 N Ray Rd, Fremont, IN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 6975 N Ray Rd, Fremont, IN?

6975 N Ray Rd, Fremont, IN has 7 bedrooms, 4 bathrooms, 3,780 square feet of living space and a 74.00-acre lot.

When was 6975 N Ray Rd, Fremont, IN built?

6975 N Ray Rd, Fremont, IN was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 6975 N Ray Rd, Fremont, IN?

6975 N Ray Rd, Fremont, IN is assigned to Fremont Elementary School (elementary), rated B; Fremont High School (high); Fremont Middle School (middle), rated B-. All sit in Fremont Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 6975 N Ray Rd, Fremont, IN compare to other homes in Fremont 46737?

Among the 5,544 homes in Fremont 46737, it is worth more than 79% of them ($704,626 against a typical $377,598), its price per square foot is higher than 32% of them ($186 against a typical $248), it is bigger than 98% of them (3,780 ft² against a typical 1,548 ft²), its lot is bigger than almost all of them (74 ac against a typical 0.26 ac) and it is newer than 65% of them (1997 against a typical 1989). Measured against all of Steuben County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 6975 N Ray Rd, Fremont, IN?

The 2025 property tax bill for 6975 N Ray Rd, Fremont, IN was $7,451. The county assessed it at $917,400.

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